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美国富国银行Wells Fargo &amp Company(WFC)2025年第二季度财报(10-Q)「NYSE」(英文版)(133页).pdf

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1、 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington,D.C.20549 FORM 10-Q(Mark One)QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30,2025 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE

2、ACT OF 1934 For the transition period from _ to _ Commission file number 001-2979 WELLS FARGO&COMPANY(Exact name of registrant as specified in its charter)Delaware No.41-0449260(State of incorporation)(I.R.S.Employer Identification No.)420 Montgomery Street,San Francisco,California 94104(Address of

3、principal executive offices)(Zip code)Registrants telephone number,including area code:415-371-2921 Securities registered pursuant to Section 12(b)of the Act:Title of Each Class TradingSymbol Name of Each Exchangeon Which Registered New York Stock Common Stock,par value$1-2/3 WFC Exchange(NYSE)7.5%N

4、on-Cumulative Perpetual Convertible Class A Preferred Stock,Series L WFC.PRL NYSE Depositary Shares,each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock,Series Y WFC.PRY NYSE Depositary Shares,each representing a 1/1000th interest in a share of Non-Cum

5、ulative Perpetual Class A Preferred Stock,Series Z WFC.PRZ NYSE Depositary Shares,each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock,Series AA WFC.PRA NYSE Depositary Shares,each representing a 1/1000th interest in a share of Non-Cumulative Perpetual

6、 Class A Preferred Stock,Series CC WFC.PRC NYSE Depositary Shares,each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock,Series DD WFC.PRD NYSE Guarantee of Medium-Term Notes,Series A,due October 30,2028 of Wells Fargo Finance LLC WFC/28A NYSE Indicate b

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根据《Data》标记中的内容,以下是Wells Fargo & Company 2025年第二季度及上半年财务报告的简要概括: - **业绩增长**:2025年第二季度净收入为55亿美元,同比增长12%,摊薄每股收益为1.60美元。上半年净收入为104亿美元,同比增长9%,摊薄每股收益为2.98美元。 - **净利息收入下降**:第二季度净利息收入为117亿美元,同比下降2%,主要受利率下降影响。 - **非利息收入增长**:第二季度非利息收入为91亿美元,同比增长4%,主要得益于投资银行业务和信用卡业务增长。 - **资本和流动性**:公司保持了强劲的资本和流动性,CET1比率超过监管最低要求,TLAC比率和LCR比率也超过监管要求。 - **信贷质量**:贷款损失准备金为146亿美元,较去年底下降6.8亿美元,反映商业房地产和汽车贷款损失减少。 - **资产规模**:截至2025年7月23日,公司总资产为1.93万亿美元,总负债为1.33万亿美元,股东权益为1.75万亿美元。
**Wells Fargo 净收入增长** **Wells Fargo 资本与流动性** **Wells Fargo 风险管理策略**
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