美国制商银行M＆T Bank (MTB) 2015年年度报告「NYSE」.pdf

1、M&T BANK CORPORATION 2015 ANNUAL REPORT Cover Art:American artist Man Ray created an important early body of work while residing in an art colony in Ridgefield,New Jersey,from 1913 through 1915.Ridgefield Landscape was a seminal work for the artist and among the first of his modernist paintings.It r

2、eflects the artists attraction to the severe,geometric qualities of the works of certain Post-Impressionists.Simplifying and flattening the forms of the countryside,he translated houses,trees and terrain into a two-dimensional study of interlocking,overlapping planes a“new reality.”Man Rays Ridgefie

3、ld Landscape is housed in the Montclair Art Museum,which opened in 1914 in the tree-lined,residential area of Montclair,New Jersey.It was a pioneer of its time as one of the countrys first museums to primarily collect American art.Rooted in its values of diversity and creativity,the museum understan

4、ds the importance of art to society.This is the latest in the series of annual reports to feature the work of artists with strong connections to the communities served by M&T Bank.Man Ray(18901976),Ridgefield Landscape,1913,oil on canvas,Montclair Art Museum,gift of Naomi and David Savage,1998.13 Ma

5、n Ray Trust/Artists Rights Society(ARS),NY/ADAGP,Paris 2015 Financial Highlights.ii Message to Shareholders.iv Ofcers and Directors.xxxv United States Securities and Exchange Commission(SEC)Form 10-K.xxxviii The annual meeting of shareholders will take place at 11:00 a.m.on April 19,2016 at One M&T

6、Plaza in Bufalo.M&T Bank Corporation is a bank holding company headquartered in Bufalo,New York,which had assets of$122.8 billion at December 31,2015.M&T Bank Corporations subsidiaries include M&T Bank and Wilmington Trust,National Association.M&T Bank has banking ofces in New York State,Maryland,Ne