美国制商银行M＆T Bank (MTB) 2000年年度报告「NYSE」.pdf

1、2 0 0 0ANNUAL REPORTM&T BANK CORPORATIONCOVER ART:The cover is the second in a series ofannual reports featuring the work of regional artistschosen under the guidance of art institutions incommunities supported by M&T Bank.Based in Rochester,New York,metal sculptorAlbert Paley is represented in art

2、galleries around theworld,including the Metropolitan Museum of Art inNew York,the Museum of Fine Arts in Boston,and the Victoria and Albert Museum in London.Thesculpture featured on this cover was commissioned for the opening of the Memorial Art Gallerys 1987Vanden Brul Pavilion.ALBERT PALEY(born 19

3、44).Convergence,1987.Forged steel,107 x 7712.Memorial Art Gallery,Rochester,New York.Gift in honor of Herbert W.Vanden Brul made possible by Harris Corporation-RF Communications Division,Vanden Brul family members and friends,and the artist.1CONTENTSFinancial Highlights.2Message to Stockholders.5Fin

4、ancial Review.19Statement of Responsibility.44Report of Independent Accountants.45Financial Statements.46Officers and Directors.68Selected Financial and Other Data.69Subsidiary Bank Officers and Directorsand Condensed Balance Sheets.72Corporate Information.76ANNUAL MEETINGThe annual meeting of stock

5、holders will takeplaceat11:00a.m.onApril 17,2001at One M&T Plaza in Buffalo.PROFILEM&T Bank Corporation is a bank holding company headquartered inBuffalo,New York,which had assets of$28.9 billion at December 31,2000.M&T Bank Corporations subsidiaries include Manufacturers and TradersTrust Company an

6、d M&T Bank,National Association.Manufacturers and Traders Trust Company has offices throughout NewYork State,Pennsylvania,Maryland and West Virginia,and has an office inNassau,The Bahamas.Major subsidiaries include:IHighland Lease CorporationIM&T Real Estate,Inc.IM&T Credit CorporationIM&T Securitie