前进保险Progressive (PGR) 2008年年度报告「NYSE」.pdf

1、6300Wilson Mills Road,Mayfield Village,Oanonymousas anopportunitynot a threat.”“Innovationis the abilityto seechangeThe Progressive Corporation2008Annual ReportimagineThe Progressive Corporation2008Annual Reportanonymous6300Wilson Mills Road,Mayfield Village,Oas anopportunitynot a threat.”“Innovatio

2、nis the abilityto seechangeArt Credits2Financial Highlights5Vision and Values9Letter to Shareholders38Corporate Information39Directors and Officers19Objectives,Policies,and Operations Summary29Consolidated Financial Statements36Safe Harbor Statementexpect the unexpectedPhotographyAll images are gela

3、tin silver prints,2008Caleb CharlandcoverFaucet with Oil and Water3Four Spheres with Compass,Penlight,and Drill4Balloon Clock6Bouncing Penlight7Ten Seconds in Oil and Water11Candle with Starting Fluid14Circles with Matches17Skeleton Key with Copper Wires20Candle in a Vortex of Water23North Pole with

4、 Needlesand Water25Atomic Model26Motion Study with Rope and Weight27Three Jars34Sparkler Through Crystal Ball37Two Wicks40Toy Car with SparklerDesignNesnadny+Schwartz,Cleveland+New York+TorontoPrintingAGSCustom Graphics2009The Progressive Corporationthe unimaginableThe Progressive Group of Insurance

5、 Companies,in businesssince1937,isoneofthecountryslargestautoinsurancegroups,the largest seller of motorcycle policies and a market leaderin commercial auto insurance based on premiums written.Progressiveiscommittedtobecomingconsumers#1choiceforauto insurance by providing competitive rates and innov

6、ativeproductsandservicesthatmeetdriversneedsthroughouttheirlifetimes,including superior online and in-person customerservice,and best-in-class,24-hour claims service,such as itsconcierge level of claims service available at service centerslocatedinmajormetropolitanareasthroughouttheUnitedStates.Prog