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前进保险Progressive(PGR)2025年第三季度财报(10-Q)「NYSE」(英文版)(65页).pdf

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1、UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWashington,D.C.20549FORM 10-Q(Mark One)Quarterly Report Pursuant to Section 13 or 15(d)of the Securities Exchange Act of 1934For the quarterly period ended September 30,2025orTransition Report Pursuant to Section 13 or 15(d)of the Securities Exchange Ac

2、t of 1934For the transition period from to Commission File Number:001-09518THE PROGRESSIVE CORPORATION(Exact name of registrant as specified in its charter)Ohio 34-0963169(State or other jurisdiction of incorporation or organization)(I.R.S.Employer Identification No.)300 North Commons Blvd.,Mayfield

3、 Village,Ohio 44143(Address of principal executive offices)(Zip Code)(440)461-5000(Registrants telephone number,including area code)Not Applicable(Former name,former address and former fiscal year,if changed since last report)Securities registered pursuant to Section 12(b)of the Act:Title of each cl

4、assTrading Symbol(s)Name of each exchange on which registeredCommon Shares,$1.00 Par ValuePGRNew York Stock ExchangeIndicate by check mark whether the registrant(1)has filed all reports required to be filed by Section 13 or 15(d)of the Securities Exchange Act of 1934 during thepreceding 12 months(or

5、 for such shorter period that the registrant was required to file such reports),and(2)has been subject to such filing requirements for the past 90days.Yes No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Ru

6、le 405 of Regulation S-T(232.405 of this chapter)during the preceding 12 months(or for such shorter period that the registrant was required to submit such files).Yes No Indicate by check mark whether the registrant is a large accelerated filer,an accelerated filer,a non-accelerated filer,a smaller r

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1. **财务表现**:2025年前三季度净收入83.57亿美元,同比增长36%;每股收益14.21美元(稀释后)。 2. **投资组合**:总资产1215.35亿美元,投资组合公平价值945.09亿美元,包括固定收益证券(885.09亿美元)和股权证券(44.85亿美元)。 3. **业务 segments**: - 个人保险业务:前三季度净保费收入523.43亿美元,承保利润67.29亿美元,综合比率87.1%。 - 商业保险业务:净保费收入82.24亿美元,承保利润10亿美元,综合比率87.8%。 4. **关键费用**:损失及损失调整费用398.54亿美元;政策持有人信贷费用9.5亿美元(因佛罗里达州利润限制)。 5. **现金流**:经营活动现金流入143.78亿美元,投资活动现金流出114.28亿美元,融资活动现金流出29.19亿美元。
保险利润增长? 投资收益如何? 分红政策变了吗?
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