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美国银行Bank of America(BAC)2025年第三季度财报(10-Q)「NYSE」(英文版)(111页).pdf

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1、UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWashington,D.C.20549FORM 10-Q(Mark One)QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIESEXCHANGE ACT OF 1934For the Quarterly Period Ended September 30,2025or TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIESEXCHANGE ACT

2、 OF 1934For the transition period from toCommission file number:1-6523Exact name of registrant as specified in its charter:Bank of America CorporationState or other jurisdiction of incorporation or organization:DelawareIRS Employer Identification No.:56-0906609Address of principal executive offices:

3、Bank of America Corporate Center100 N.Tryon StreetCharlotte,North Carolina 28255Registrants telephone number,including area code:(704)386-5681Former name,former address and former fiscal year,if changed since last report:Securities registered pursuant to Section 12(b)of the Act:Title of each classTr

4、ading Symbol(s)Name of each exchange on which registeredCommon Stock,par value$0.01 per shareBACNew York Stock ExchangeDepositary Shares,each representing a 1/1,000th interest in a shareBAC PrENew York Stock Exchange of Floating Rate Non-Cumulative Preferred Stock,Series EDepositary Shares,each repr

5、esenting a 1/1,000th interest in a shareBAC PrBNew York Stock Exchange of 6.000%Non-Cumulative Preferred Stock,Series GGDepositary Shares,each representing a 1/1,000th interest in a shareBAC PrKNew York Stock Exchange of 5.875%Non-Cumulative Preferred Stock,Series HH7.25%Non-Cumulative Perpetual Con

6、vertible Preferred Stock,Series LBAC PrLNew York Stock ExchangeDepositary Shares,each representing a 1/1,200th interest in a shareBML PrGNew York Stock Exchangeof Bank of America Corporation Floating RateNon-Cumulative Preferred Stock,Series 1Title of each classTrading Symbol(s)Name of each exchange

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1. **财务表现**:2025年前三季度净收入229.81亿美元,同比增长12.3%;第三季度净收入84.69亿美元,同比增长22.3%。 2. **业务亮点**:净利息收入443.46亿美元(同比+6.4%),非利息收入375.71亿美元(同比+7.8%);信贷损失拨备43.67亿美元(同比持平)。 3. **资本管理**:压力资本缓冲率降至2.5%(2025年10月生效);授权400亿美元股票回购计划;季度股息0.28美元/股。 4. **业务 segments**: - **消费者银行**:净收入89.41亿美元(同比+12.7%),贷款增长2%。 - **全球财富管理**:净收入32.65亿美元(同比+5.6%),资产管理费增长11%。 5. **资产规模**:总资产3.4万亿美元(同比+4.4%),贷款1.17万亿美元(同比+6.4%),存款2.00万亿美元(同比+1.9%)。
美股财报亮点? 银行盈利趋势? 风险管理策略?
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