Session 4 - Michael Ambery and Callum Stewart -Standard Life - UK.pdf

1、OECD/IOPS GLOBAL FORUM ON PRIVATE PENSIONS Implementing Life cycle strategiesCallum Stewart,Investment Director Strategy&PropositionMike Ambery,Retirement Savings DirectorFreeing up customer money to build their financial resilience now and for retirementHolistically supporting customers ina way tha

2、t is natural to themConnecting through Proactive customer centric solutions Demystifying finances to help customers buy better across their financial stateWe help customers and their families tomake the most of their money now and for their futureLifecycle strategies considerationsUK Pension legisla

3、tion Automatic enrolment;automatic investment and automatic decumulation?Targeted Support;Private Markets and Mansion House;Sustainability and market competition(fee pressure)Lifecycle v Target Date FundsTheory and how it exists in the UK Management;Risk adjustment;Flexibility;Simplicity;UK v US;fle

4、xibility v need to guide to retirementSave v Spend v Whole of LifeWhole v IndividualDe-riskingRisky assets and allocationsUnderlying fund allocations and managementIntegrating Private Market Solutions and Sustainability The future thinking3T+44(0)20 3567 9900F+44(0)20 3567 Standard Life House30 Lothian RoadEdinburghEH1 2DHThank you