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建房出租模式的兴起:解决住房负担能力危机——东非的解决方案.pdf

上传人: Seven****onds 编号:709765 2025-05-17 18页 2.27MB

1、8th MAY 2025Build-to-Rent as a panacea for solving Housing affordability crisis in AfricaTable of Contentso Africa Housing Context o Evolution of Rental housing o Importance of Rental housing o Financing the Viability gapo Rental Housing Policy o ShafDB interventions Africas housing challenge stems

2、from rapid urbanization,population growth and insufficient infrastructure investment.To achieve social and economic justice and development by attaining sustainable Cities and Communities.Housing related activities and investment are major economic drivers,serving as an important contributor to econ

3、omic activity and job creation.The continent is experiencing a population growth rate of 2.3.Given the current estimated housing deficit of fifty-three(53)million units(IFC,2022),this underscores the need for Africa to upscale housing delivery.The challenges of the housing industry in Africa stem fr

4、om the lack of adequate financing coupled with the lack of capacity required to plug in the housing deficit in the region.The State of Housing Sector is Africa Contextualizing the African Housing ChallengeBuilding the context o 19th Century:market driven private investments towards rental housing.Re

5、ntal law standardizing lease agreements was almost absent and evictions,a short processo Post 1st World War:the war absorbed massive capita resources.Housing cam to a halt.o High inflation aftermath of the war.Government sought to combat both shortages and rent increases by strict rent controls on p

6、rivate rental stock and encouraged house ownership for all.o The above policies heavily contributed to urban decay and the general demise of the rental sector.o In most African countries,the rental sector was pushed into informality to avoid taxes and unfair rent controls o African governments have

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本文探讨了非洲住房危机及其解决途径。非洲面临的主要挑战包括快速城市化、人口增长和基础设施投资不足。为了解决这一问题,文章强调了建设租赁住房的重要性,并提出了相应的政策建议。 非洲的住房挑战源于融资不足和缺乏必要的产能。过去,非洲国家的租赁市场主要依靠私人投资,但租赁法规缺失,导致租赁协议标准化不足。在第一次世界大战后,由于资源消耗,住房建设陷入停滞。战后高通货膨胀率下,政府通过严格控制私人租赁房源的租金和鼓励家庭拥有住房来应对短缺和租金上涨。但这些政策加剧了城市衰败,并导致租赁市场的整体衰落。 文章指出,租赁住房在提供住房选择、促进劳动力流动性和作为资产投资方面具有重要意义。然而,租赁住房在非洲被视为不盈利且风险较高,开发融资难以获得且昂贵。为了解决这个问题,文章建议采取供需两侧补贴、改进法律框架、税收优惠等措施,以促进租赁住房市场的发展。 总之,非洲需要通过政策支持、市场机制和金融创新来扩大住房供应,确保住房可负担性,并促进住房租赁市场的发展。
"非洲住房挑战的根源是什么?" "如何通过租赁住房政策解决非洲的住房可负担性问题?" "在非洲,如何通过税收政策促进租赁住房市场的发展?"
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