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D1S2-Adam-Ruddle-v1.pdf

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1、1Turning Sustainability into a Strategic DifferentiatorAdam RuddleChief Investment Officer,LV=ICMIF Resilience and Sustainability Summit 20252Helping people to live financially confident livesLV=Sustainability Strategy3Sustainability Highlights4reduction in carbon footprint of non-policyholder funds

2、 since 202040%Our operations are carbon negativefurther reduction in carbon footprint by 203025%invested in funds with specific sustainability objectives(Article 8 or 9)2bncharity donations of over 100,000350members supportedof senior colleagues are women.Signatory to the Women in Finance charter43%

3、Listening to members(1 of 2)528%12%17%43%51%42%29%37%41%EnvironmentalSocialGovernanceImportance of ESG IssuesVery important to meQuite important to meNot important to meI would expect LV=to focus on maximising my investment returnI would expect LV=to protect me from environmental,social and governan

4、ce risksI would expect LV=to use my money to make the world betterI would be disappointed if my investment didnt do anything to make the world a better place85%70%63%57%Maximise returnsInvest in ESG if performance is comparableInvest in ESG even if sacrifice 27%49%23%Investing preferencesInvestment

5、expectationsListening to members(2 of 2)6Importance of Sustainable Development GoalsExclusion appetite(by sector)Clean water and sanitationZero hungerLife on landGood health and wellbeingDecent work and economic growthAffordable and clean energyPeace,Justice and strong institutionsClimate actionNo p

6、overtyQuality educationIndustry,Innovation and InfrastructureLife below waterResponsible consumption and productionSustainable cities and communitiesGender equalityReduced inequalitiesPartnership for the goalsMost importantLeast importantPrefer to exclude(top 5)1.Controversial we

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1. **碳减排目标**:非保单基金碳足迹自2020年减少40%,目标2030年再降25%,运营实现碳负排放。 2. **ESG投资**:20亿英镑投入具可持续目标基金(Article 8/9),85%成员期望投资兼顾环境风险保护与社会效益。 3. **成员偏好**:43%认为ESG“非常重要”,57%愿为ESG牺牲部分收益;优先排除争议武器、烟草等5类行业。 4. **社会与治理**:43%高管为女性,签署《金融业女性宪章》;关注社会流动性,92%女性缺乏投资顾问支持。 5. **战略价值**:可持续发展为核心差异化战略,通过社区项目、慈善(超3.5万英镑)及治理创新提升竞争力。
**ESG投资趋势?** **女性财富增长?** **社会效益优先?**
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