D2S3-Giulia-Balugani-v1.pdf

1、Operationalising resilience:Integrating prevention and risk reduction across insurance functionsLondon,05 November 2025The approach and the experience of Unipol GroupGiulia Balugani Sustainability ManagerUnipol GroupUnipol Group is an industry leader in the non-life insurance business in Italy,chief

2、ly in Motor TPL,and one of the dominant insurance companies in Europe.Shares of its parent company,Unipol Assicurazioni S.p.A.,have been listed on the Italian Stock Exchange(Borsa Italiana)since 1990,and also feature on the FTSE MIB and MIB ESG indices.Its main shareholders include companies that fo

3、rm part of the Italian cooperative movement.2Highlights as 31.12.2024 16,800,000customers12,000Employees15.6 BN Direct insurance premiums9.2 BN Non-life business6.4 BN Life businessA Bit Of Context Natural Catastrophes In Italy In The Last 50 Years3115catastrophic events in the last 50 years253 BN d

4、irect damage56,000 victims1975-19992020-20244A Bit Of Context So Much DamageDIRECT DAMAGE,1975 2025(BN)5A Bit Of Context So Little InsuranceLevel of Nat Cat insurance penetration for major European countries(2021 or latest available year)HOMESBUSINESSESUnipols Journey Towards Climate Resilience6Data

5、Risk awarenessEngagementPreventionProduct designP&UAlert system before eventsNew model for Nat-CatClaims12345Advocacy+Focus on:Data71An excellence centre in Data Science and Computer Science for the Group,providing new and innovative solutions since 2016Partnership with excellent scientific institut

6、ion for continuous innovationFramework for measuring and assessing climate risks,leveraging both leading market models and internally developed models,creating a centre of excellence for the development of catastrophe models and climate prediction modelsAbout 600 Data Scientists and AI experts Focus