1、Welcome and Opening RemarksMichael HairstonBoard Vice Chair,NIRSSenior Pension Specialist,National Education AssociationKeynote AddressSocial Security at the Crossroads:Securing a Program Americans Can Trust and Rely on for Retirement SecurityHonorable Martin OMalleyFormer Social Security Commission

2、er and Governor of MarylandPanel ConversationPutting the Squeeze on Retirement:Affordability,Housing,and Inflation Kathryn Edwards,Labor Economist,Bloomberg Columnist,and Host of Optimist Economy Podcast Jessica Lautz,National Association of Realtors Deputy Chief Economist and Vice President of Rese

3、arch Michelle Singletary,Washington Post Personal Finance Columnist Moderator:Nancy Marshall-Genzer,Marketplace CorrespondentNetworking BreakKeynote AddressNavigating the Growing Uncertainty:Retirement Security in a Changing EconomyChristian WellerProfessor and Chair of Public Policy and Public Affa

4、irs Department of University of Massachusetts BostonThe Savings Implications of Growing UncertaintiesChristian E.Weller,Ph.D.University of Massachusetts BostonOverview:A Vicious Cycle of Uncertainty and Declining Personal Overview:A Vicious Cycle of Uncertainty and Declining Personal Financial Secur

5、ityFinancial Security The past decades have seen rising economic uncertainties in the labor market,health care and savings.These growing uncertainties did not come out of nowhere:Economic policy uncertainty contributes to slower hiring,production and consumption growth as well as higher interest rat

6、es,e.g.for mortgages.More corporate profit seeking creates economic risks for workers,e.g.with longer unemployment spells and fewer benefits.Business instability has contributed to rising cash hoarding and less net investments,eroding the basis for productivity,job and wage growth.Not enough attenti