中盈盛達融資擔保：2024年度報告.pdf

1、CONTENTS 目錄2Corporate Profile公司介紹3Corporate Information公司資料6Financial Highlights財務摘要7Chairmans Statement董事長致辭11Management Discussion and Analysis管理層討論與分析46Directors,Supervisors and Senior Management董事、監事及高級管理層63Corporate Governance Report企業管治報告94Environmental,Social and Governance Report環境、社會及管治報告18

2、6Report of the Board of Directors董事會報告215Report of the Board of Supervisors監事會報告216Independent Auditors Report獨立核數師報告226Consolidated Statement of Profit or Loss and Other Comprehensive Income綜合損益及其他全面收益表229Consolidated Statement of Financial Position綜合財務狀況表231Consolidated Statement of Changes in Equ

3、ity綜合權益變動表233Consolidated Cash Flow Statement綜合現金流量表235Notes to the Consolidated Financial Statements綜合財務報表附註GUANGDONG JOIN-SHARE FINANCING GUARANTEE INVESTMENT CO.,LTD.ANNUAL REPORT 20242CORPORATE PROFILE公司介紹We,Guangdong Join-Share Financing Guarantee Investment Co.,Ltd.*(“Guangdong Join-Share”or t

4、he“Company”,together with our subsidiaries,the“Group”,“we”,“our”or“us”)is a leading financing guarantee services provider in Guangdong province,the Peoples Republic of China(the“PRC”or“China”)focusing on providing credit-based financing solutions to small and medium-sized enterprises(the“SMEs”)to sa

5、tisfy their financing and business needs.Since our establishment in Foshan,Guangdong province in 2003,our business network has been significantly expanded to cover all the major cities in Guangdong province and certain cities in Anhui province.We primarily provide guarantees on behalf of,or entruste

6、d loans to,SMEs and individual business proprietors.We also provide micro-lending to SMEs,individual business proprietors and individuals in Foshan since July 2011 through Foshan Join-Share Micro Credit Co.,Ltd.*(佛山中盈盛達小額貸款有限公司)(“Foshan Micro Credit”),which was consolidated into our Group in June 20