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发电索赔场景——案例研究.pdf

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1、SPONSORLUNCHPower Generation Claims Scenario Case StudyNeil Davis|SedgwickBhurima Tienwuttinun|MDD Forensic AccountantsIan Johnston|Clyde&Co ThailandDerek Gong|OskeferPower Generation Losses Case StudyAgenda The case study scenario The claim process The Cause Damage/remedial works Quantum assessment

2、 Property Damage Business Interruption Policy coverage concerns Subrogation/Recovery Questions(and answers?)Disclaimer:all photographs used in this presentation are for demonstration purpose only,which are not related to any specific loss.During normal operation a steam turbine trips on high vibrati

3、on.The plant operator contacts their appointed maintenance contractorInitial investigation by borescope shows significant damage to the last row of blades of the turbine,with failure of at least one blade.The loss is notified to insurersInsurers/reinsurers appoint a loss adjuster,and additional expe

4、rts are put on standbyPower Generation Loss Case StudyThe event scenarioGet ready for live pollingJoin live pollingAre you familiar with the claim handling process on a loss such as this?Live in 5 seconds12345Power Generation LossesSimplified claim processInvestigate and assesEstablish causeScope th

5、e remedial works Temporary and permanentApply Terms/Conditions/LimitationsCarry out the worksAddress on policy liabilityAddress quantum PD+BISettlementThe eventPower Generation LossesRoot Cause AnalysisRCA involves a systematic process of information gathering and evidence analysis.RCA Role of Techn

6、ical ConsultantInvestigate Cause(s)Common questions concerning gradual deterioration,fatigue,corrosion,wear and tear Proximate cause(s)and contributing factorsAssess Damage Extent Damage caused by the incident or separate issues Temporary repair vs.permanent repair Monitor the unit condition if temp

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本文主要通过一个案例研究,讨论了发电厂损失索赔的处理过程,包括故障分析、损害评估、修复工作、政策覆盖等方面的内容。案例中,一家发电厂在正常运营中,由于蒸汽涡轮机高振动而跳闸,初步调查发现涡轮机的最后一行叶片有显著损坏,至少有一片叶片失败。损失被通知给保险公司,随后保险公司/再保险公司指派了损失调整员,并准备了额外的专家。 案例研究涉及的主题包括:案例情景、索赔过程、原因、损害/修复工作、财产损害、业务中断、政策覆盖关注、代位求偿/回收以及问题(和答案?)。文章还提到了使用示例照片进行演示的免责声明。 关键数据包括:保险公司指派损失调整员和额外专家的时间是在损失通知之后,而初步调查显示叶片损坏是由于疲劳裂纹引起的。此外,还讨论了疲劳与磨损的关系、疲劳裂纹的发展阶段、设计负荷、材料规格、安装、运营和维护等因素对疲劳裂纹影响的重要性。文章最后指出,理解ADV等待期和BI扣除的区别,以及索赔结果可能因政策表述和特定损失细节而异,这是非常重要的。
长期还是短期?" 保险条款如何界定?" 发电设备损失索赔流程"
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