United Fire Group (UFCS) 2005年年度报告「NASDAQ」.pdf

1、2Company Profile.1Financial Highlights.2The Financial Impact of Hurricane Katrina.4Chairmans Report.6“Connected:Telling the Stories of Katrina”.10Form 10-K.31The 2006 annual stockholders meeting will be held on May 17,2006,at 10 a.m.in the companys home office building in Cedar Rapids,Iowa.Theusual

2、notices and proxy material will be mailed to stockholders in advanceof the meeting.Our 2005 Form 10-K is included in this Annual Report.A copy is filedwith the Securities and Exchange Commission and is available to stock-holders upon request to:Corporate SecretaryUnited Fire&Casualty Company118 Seco

3、nd Avenue SEP.O.Box 73909Cedar Rapids,Iowa 52407-3909Telephone:319-399-5700ORRegistrar and Transfer AgentComputershare Investor Services2 North LaSalle StreetChicago,Illinois 606021United Fire Group operates property and casualty and life insurancebusinesses,marketing its products through independen

4、t agents.Although it maintains a broad geographic presence that includes mostof the United States,more than half of its property and casualty premiums and more than three-fourths of its life insurance premiums are written in five states.Throughout its 60 years of existence,the company has emphasized

5、writing good business at an adequate price,preferring quality to volume.Its goal of consistent profitability is served by these businessstrategies:Disciplined,experienced underwriting Long-term emphasis on core property and casualty commercial lines Understanding local markets Market focus on small

6、to midsized companies Strong agency relationships Commitment to technology,including online services Talented,resourceful and well-trained employees Superior customer serviceThe company takes a conservative approach to the management ofbusiness operations and historically has earned strong financial