摩根大通JPMorgan Chase & Co (JPM) 2014年年度报告「NYSE」.pdf

1、ANNUAL REPORT 2014Financial HighlightsAs of or for the year ended December 31,(in millions,except per share,ratio data and headcount)2014 2013Reported basis(a)Total net revenue$94,205$96,606Total noninterest expense 61,274 70,467Pre-provision profit 32,931 26,139Provision for credit losses 3,139 225

2、 Net income$21,762$17,923Per common share data Net income per share:Basic$5.34$4.39 Diluted 5.29 4.35Cash dividends declared 1.58 1.44Book value 57.07 53.25Tangible book value(b)44.69 40.81Selected ratiosReturn on common equity 10%9%Return on tangible common equity(b)13 11 Common equity Tier 1(“CET1

3、”)capital ratio(c)10.2 10.7Tier 1 capital ratio(c)11.6 11.9Total capital ratio(c)13.1 14.4 Selected balance sheet data(period-end)Loans$757,336$738,418Total assets 2,573,126 2,415,689Deposits 1,363,427 1,287,765Total stockholders equity 232,065 211,178Headcount 241,359 251,196(a)Results are presente

4、d in accordance with accounting principles generally accepted in the United States of America (U.S.GAAP),except where otherwise noted.(b)Non-GAAP financial measure.For further discussion,see“Explanation and Reconciliation of the Firms Use of Non-GAAP Financial Measures”in this Annual Report.(c)Basel

5、 III Transitional rules became effective on January 1,2014;prior period data is based on Basel I rules.As of December 31,2014,the ratios presented are calculated under the Basel III Advanced Transitional Approach.CET1 capital under Basel III replaced Tier 1 common capital under Basel I.Prior to Base

6、l III becoming effective,Tier 1 common capital under Basel I was a non-GAAP financial measure.For further discussion,see“Regulatory capital”in this Annual Report.Financial HighlightsJPMorgan Chase&Co.(NYSE:JPM)is a leading global financial services firm with assets of$2.6 trillion and operations wor