摩根大通JPMorgan Chase & Co (JPM) 2013年年度报告「NYSE」.pdf

1、ANNUAL REPORT2013Financial HighlightsAs of or for the year ended December 31,(in millions,except per share,ratio data and headcount)2013 2012Reported basis(a)Total net revenue$96,606$97,031Total noninterest expense 70,467 64,729Pre-provision profit 26,139 32,302 Provision for credit losses 225 3,385

2、 Net income$17,923$21,284 Per common share data Net income per share:Basic$4.39$5.22 Diluted 4.35 5.20Cash dividends declared 1.44 1.20Book value 53.25 51.27 Tangible book value(b)40.81 38.75Selected ratiosReturn on common equity 9%11%Return on tangible common equity(b)11 15Tier 1 capital ratio 11.9

3、 12.6Total capital ratio 14.4 15.3Tier 1 common capital ratio(b)10.7 11.0 Selected balance sheet data(period-end)Loans$738,418$733,796Total assets 2,415,689 2,359,141Deposits 1,287,765 1,193,593Total stockholders equity 211,178 204,069Headcount 251,196 258,753(a)Results are presented in accordance w

4、ith accounting principles generally accepted in the United States of America (U.S.GAAP),except where otherwise noted.(b)Non-GAAP financial measure.For further discussion,see“Explanation and Reconciliation of the Firms Use of Non-GAAP Financial Measures”and“Regulatory capital”in this Annual Report.Fi

5、nancial HighlightsJPMorgan Chase&Co.(NYSE symbol:JPM)is a leading global financial services firm and one of the largest banking institutions in the United States of America(U.S.),with operations worldwide;the firm has$2.4 trillion in assets and$211.2 billion in stockholders equity.The firm is a lead

6、er in investment banking,financial services for consumers and small businesses,commercial banking,financial transaction processing,asset management and private equity.A component of the Dow Jones Industrial Average,JPMorgan Chase&Co.serves millions of consumers in the U.S.and many of the worlds most