花旗集团 Citigroup Inc. (C) 2005年年度报告「NYSE」.pdf

1、2005 ANNUAL REPORTOur Shared ResponsibilitiesWE HAVE A RESPONSIBILITY TO OUR CLIENTS We must put our clients fi rst,provide superior advice,products and services,and always act with the highest level of integrity.WE HAVE A RESPONSIBILITY TO EACH OTHER We must provide outstanding people the best oppo

2、rtunity to realize their potential.We must treat our teammates with respect,champion our remarkable diversity,share the responsibility for our successes,and accept accountabil-ity for our failures.WE HAVE A RESPONSIBILITY TO OUR FRANCHISE We must put Citigroups long-term interests ahead of each unit

3、s short-term gains and provide supe-rior results for our shareholders.We must respect the local culture and take an active role in the com-munities where we work and live.We must honor those who came before us and extend our legacy for those who will come after us.Citigroup at a Glance53%34%7%6%5%8%

4、14%6%10%57%By Product*%By Region*Global Consumer Group 53%Corporate and Investment Banking 34%Global Wealth Management 6%Citigroup Alternative Investments 7%U.S.57%EMEA 8%Asia 14%Japan 6%Mexico 10%Latin America 5%Citigroup has unique strengths that set it apart from the competition.2005 2004Revenue$

5、83.6 billion$79.6 billionIncome from Continuing Operations$19.8 billion$16.1 billionNet Income$24.6 billion*$17.0 billionAssets$1.5 trillion$1.5 trillionReturn on Common Equity 22.3%17.0%Stockholders Equity 1$118.8 billion$115.5 billion1 includes Trust Preferred Securities Diluted Earnings Per Share

6、 2005 2004Income from Continuing Operations$3.82$3.07Net Income$4.75$3.26Tier 1 Capital Ratio 8.79%8.74%Business Segment Net Income 2005 2004Global Consumer Group$10.9 billion$12.0 billionCorporate and Investment Banking$6.9 billion$2.0 billionGlobal Wealth Management$1.2 billion$1.2 billionCitigrou