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新冠疫情下金融科技与社交疏远的动态关系:来自数字支付的证据(英文版)(9页).pdf

上传人: 云闲 编号:43425 2021-06-30 9页 748.84KB

1、International Journal of Economics and Finance; Vol. 12, No. 11; 2020 ISSN 1916-971X E-ISSN 1916-9728 Published by Canadian Center of Science and Education 109 The Dynamic Relationship between FinTech and Social Distancing under COVID-19 Pandemic: Digital Payments Evidence Nader Alber1 Nicola et al.

2、, 2020; Chetty et al., 2020). So, many billion people tend to continue their life in isolation (Beaunoyer et al., 2020) caring about social distancing to minimize physical contact between individuals and thereby to reduce the possibility for new infections. Internet-based communications seem to have

3、 the main role in ensuring a successful social distancing strategy. As the COVID-19 crisis leads to create uncertainty, a lot of firms are under stress on a number of forehead. In the same time many companies of FinTech has an opportunities to grow under restrictions of social distancing. Access to

4、funding has been already becoming difficult, especially for some early-stage ventures, focusing on established FinTech business models. As COVID-19 breadths the world and disturbs the manner in which we connect and direct business, innovations can help by giving answers for keeping the required soci

5、al distancing. By diminishing the reliance on physical money related communications and the requirement for money, FinTech can encourage government reactions and empower secure ways for governments and suppliers to arrive at weak populaces rapidly and productively (Appaya et al., 2020). As social di

6、stancing has solidified globally, digital financial services and e-commerce have been increased in abnormal way (Beaunoyer et al., 2020). While we cant predict what form aftermath opportunities will take, we do notice that FinTech - a sector that is steeped in renovation - is likely to create new an

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本文研究了在COVID-19大流行期间,社交距离限制对金融科技(FinTech)增长机会的影响。研究对象为10个国家(美国、英国、埃及、阿联酋、沙特阿拉伯、日本、韩国、意大利、印度和尼日利亚),研究时间为2020年3月至6月。 主要发现包括: 1. 社交距离可能影响数字支付。 2. 零售和娱乐(X1)、杂货和药店(X2)、公交车站(X4)和工作场所(X5)的社交距离与数字支付有显著关系,而公园(X3)和住宅区(X6)则没有显著影响。 3. 数字支付的交易量和交易价值在社交距离方面存在显著差异。 4. 社交距离对数字支付的影响因国家而异,例如美国和英国在零售和娱乐方面的社交距离与数字支付呈正相关,而意大利和沙特阿拉伯则没有显著影响。 综上所述,本文揭示了社交距离对金融科技领域的影响,特别是在数字支付方面,并强调了不同国家在应对这一挑战时的差异。
新冠疫情如何影响金融科技发展? 社交距离对数字支付有何影响? 金融科技如何助力疫情防控?
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