保诚 精算师认识一下你的新同事——数据科学家和生成式人工智能.pdf

1、SINGAPORE ACTUARIAL CONFERENCE 202426-29 August 2024Actuaries,meet your new co-workers Data Scientist and Generative AISINGAPORE ACTUARIAL CONFERENCE 202426-29 August 2024Agenda Data Scientists Who are these data scientists?Actuaries vs Data Scientists Learning from each other Generative AI What is

2、Generative AI?Generative AI Does Music,Image,Actuarial Exams,Data Analytics etc.ChallengesSINGAPORE ACTUARIAL CONFERENCE 202426-29 August 2024Data ScientistsAndrew NgSINGAPORE ACTUARIAL CONFERENCE 202426-29 August 2024Who are these Data Scientists?Data Science Interdisciplinary field using statistic

3、s,scientific computing,scientific methods,processes,visualization,algorithms and systems to extract or extrapolate knowledge and insights from data.Data Scientists within insurance,work on several use cases Policy Retention Sales-related:Propensity-to-buy,Next-Best-Offer Claims Analysis:Health-relat

4、ed products Customer Lifetime Value So whats the difference between actuarial vs data science work?SINGAPORE ACTUARIAL CONFERENCE 202426-29 August 2024Actuary vs Data Scientist doing lapse analysisData Science PerspectiveActuarial PerspectiveScoring each customer to see which have a higher chance of

5、 lapsing in the next 6 months and finding ways to retain them.Obtain historical lapse rates for assumption setting(eg.Reserving,Product Pricing)PurposeSINGAPORE ACTUARIAL CONFERENCE 202426-29 August 2024Actuary vs Data Scientist doing lapse analysisData Science PerspectiveActuarial PerspectiveScorin

6、g each customer to see which have a higher chance of lapsing in the next 6 months and finding ways to retain them.Obtain historical lapse rates for assumption setting(eg.Reserving,Product Pricing)PurposeLapse Prediction using Machine Learning TechniquesLapse Experience Study based on ExposureOverall