2020年冲击保险技术：保险科技如何改变保险业 -VillageCapital & QBE（英文版）（30页）.pdf

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1、How InsurTech is transforming the insurance industry to address a new era of emerging risks, and improving lives along the way. IMPACT INSURTECH DATEDRAWN BYTITLE Introduction2 About This Report 3 Summary of Impact Themes 4 Impact Trend #1: Insurance access for all 5 Access through enhanced underwri

2、ting and data 6 Improving access through digital and diversified distribution 7 Increasing efficiency of back-end processing 9 ImpactTrend#2:Fromsocietyshapinginsuranceto insuranceshapingsociety11 Explosion in real-time and high-resolution data sources 12 Enhancing customer engagement 14 Supporting

3、new on-demand and sharing economy business models 15 Enabling small businesses and sole proprietors 17 SME and self-employed insurance landscape overview 19 ImpactTrend#3:Micro-transformationto meetmacro-risks 20 Insuring a coral reef and a changing climate 21 Cyber insurance 22 Trends in cyber risk

4、 23 Highlighted cyber segments and startups 24 InsurTechInvestmentLandscape25 Appendix:InsuranceIndustry101andOverview28 TABLEOFCONTENTS 2 DATEDRAWN BYTITLE Insurance, since its inception, has shaped patterns of economic and social growth. It has helped us mitigate the damage of threats and disaster

5、s from droughts to car accidents, and has opened new pathways to financial health and stability that would not have been possible without risk management. Insurance is part of all of our lives and, as societies across the globe now grapple with increased risks from climate change to geopolitics, and

6、 new trends in consumer demand and technological advancement, insurance is changing. New technologies are making insurance more affordable, accessible, and customizable than ever - meaning consumers, companies, and communities are safer and able to plan for the future. Insurance technology is unlock