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2020年保险业报告:保险核心技术进入下一个常态-麦肯锡(英文版)(136页).pdf

上传人: Me****y 编号:19527 2020-09-23 136页 22.17MB

1、June 2020 Now more than ever, insurers are focusing on reimagining the role of technology, reinventing technology delivery, and future-proofing the foundation of core technology. Sixteen articles dive deep into the what, why, and how. Reaching the next normal of insurance core technology Cover image

2、: wacomka/Getty Images Interior section opener images: Getty Images/mim.girl, Aitor Diago, and koto_feja Copyright 2020 McKinsey here is how the cybersecurity organization can support a secure digital agenda. 5 Insurance resilience in a rapidly changing coronavirus world In times of uncertainty, car

3、riers can pursue resilience through a staged approach to stabilizing, reimagining, and transforming operations. Sarinya Pinngam / EyeEm/Getty Images by Anshuman Acharya, David Hamilton, Pradip Patiath, Zachary Surak, Grier Tumas Dienstag, and Jasper van Ouwerkerk 6 There is no question that addressi

4、ng the humanitarian challenge of COVID-19 is the first priority of every government, business, and individual around the world. Were seeing enormous energy invested in suppressing the virus and saving lives with rigorous social measures and millions of heroic healthcare professionals and first respo

5、nders putting their own lives at risk. As the situation evolves hour by hour and day by day, it is difficult to predict its consequences with certainty. One certainty, however, is that the pandemic brings both balance-sheet and operational challenges to the insurance industry. Following are some of

6、the most acute challenges that we are observing and anticipating for the near future across the global life and property and casualty (P keeping customers informed of capacity constraints; deploying self-service, automation, and additional capacity to tackle personnel shortages in service-critical f

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本文主要讨论了保险公司在COVID-19大流行期间如何通过五个阶段(解决、韧性、回归、重塑和改革)来应对挑战,并提出了许多战术和战略杠杆,包括创新产品组合、推动渠道迁移、加快向基于费用的收入转变、将有效管理在保业务、重新思考成本基础以及升级人才和工作方式。文章还强调了保险公司在应对COVID-19大流行期间面临的定价、产品和资产负债表的破坏以及运营中断等挑战。 文章中提到,保险公司可以通过扩大在家办公安排、准备IT以应对关键服务容量和提高的网络安全需求、获取跨企业现金流和内部及第三方容量的信息、加快整个客户旅程的数字互动、加强收款和欺诈检测等措施来应对这些挑战。 此外,文章还讨论了CEO如何通过关注技术功能的公司战略优先事项来聚焦技术功能,以及CIO如何通过转变为战略业务领导者来应对现代业务的需求。 总的来说,文章强调了保险公司在COVID-19大流行期间面临的挑战,并提出了一系列应对策略,以帮助保险公司在这场全球危机中保持韧性,并最终实现转型。
CIO如何转型为战略领导者? 如何通过技术实现业务价值? 如何推动全面的技术转型?
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