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北美宠物健康保险协会(NAPHIA):2026年度北美宠物保险行业状况报告(中译版)(32页).pdf

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1、NAPHIA State of the Industry Report June 21,2026COPYRIGHT NAPHIA,JUNE 21,20262026NAPHIA State of the Industry Report June 21,2026The 2026 NAPHIA State of the Industry Report HighlightsTABLE OF CONTENTSHighlights Key North American BenchmarksSection 1:Introduction and MethodologySection 2:Gross Writt

2、en PremiumSection 3:Number of PetsSection 4:Average Annual PremiumsSection 5:Pets and GWP DistributionSection 6:ClaimsAbout NAPHIANAPHIA State of the Industry Report June 21,2026Key North American BenchmarksHIGHLIGHTSNAPHIA State of the Industry Report June 21,2026HIGHLIGHTS4North America Statistics

3、*12.4%increase in In-Force Insured Pets*Shown in USDINDUSTRY SIZE$6.2B*GROSS WRITTEN PREMIUM19.4%INCREASE IN GROSS WRITTEN PREMIUMFROM 2024-20257.6MILLION PETSINSURED*Shown in USDNAPHIA State of the Industry Report June 21,2026HIGHLIGHTS5Key North American BenchmarksPet Insurance Market(U.S.)*163.6M

4、ILLION PETS(IN U.S.)4.27%PENETRATIONRATEThere were approximately 87.3 million dogs and 76.3 million cats owned in the U.S.(Source,American Veterinary Medical Association(AMVA)Pet Owner Survey 2025)DOGS5.99%PENETRATION RATECATS2.29%PENETRATION RATENAPHIA State of the Industry Report June 21,2026HIGHL

5、IGHTS6Key North American BenchmarksPet Insurance Market(Canada)*17.3MILLION PETS(IN CANADA)3.72%PENETRATIONRATEThere were approximately 8.4 million dogs and 8.9 million cats owned in Canada.(Source,Statista May 2026)DOGS5.64%PENETRATION RATECATS1.91%PENETRATION RATENAPHIA State of the Industry Repor

6、t June 21,2026HIGHLIGHTS7North America StatisticsIn-Force GWP(North America)*(USD in billions)*See Appendix,Footnote 1YEAR-OVER-YEAR VARIANCE19.4%increase from 2024 to 202520.8%increase from 2023 to 202421.7%increase from 2022 to 202323.5%increase from 2021 to 2022$0.00B$1.00B$2.00B$3.00B$4.00B$5.00

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1. **行业规模**:2025年北美宠物保险市场总保费(GWP)达62亿美元,同比增长19.4%;美国市场57亿美元(占92%),加拿大6.605亿加元(占8%)。 2. **渗透率**:美国宠物渗透率4.27%(狗5.99%,猫2.29%);加拿大3.72%(狗5.64%,猫1.91%)。 3. **宠物数量**:美国投保宠物762万(狗占74.9%,猫25.1%),加拿大投保宠物增长放缓至3.9%。 4. **保费趋势**:美国猫保费增速(33.1%)高于狗(17.6%);加拿大猫保费增长18.0%,狗12.2%。 5. **理赔热点**:狗常见病为胃肠道疾病、耳部感染;猫为牙科疾病、焦虑行为。
宠险市场有多大? 宠险渗透率多少? 宠险增长趋势如何?
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