北美宠物健康保险协会（NAPHIA）：2026年度北美宠物保险行业状况报告（英文版）（32页）.pdf

1、NAPHIA State of the Industry Report June 21,2026COPYRIGHT NAPHIA,JUNE 21,20262026NAPHIA State of the Industry Report June 21,2026The 2026 NAPHIA State of the Industry Report HighlightsTABLE OF CONTENTSHighlights Key North American BenchmarksSection 1:Introduction and MethodologySection 2:Gross Writt

2、en PremiumSection 3:Number of PetsSection 4:Average Annual PremiumsSection 5:Pets and GWP DistributionSection 6:ClaimsAbout NAPHIANAPHIA State of the Industry Report June 21,2026Key North American BenchmarksHIGHLIGHTSNAPHIA State of the Industry Report June 21,2026HIGHLIGHTS4North America Statistics

3、*12.4%increase in In-Force Insured Pets*Shown in USDINDUSTRY SIZE$6.2B*GROSS WRITTEN PREMIUM19.4%INCREASE IN GROSS WRITTEN PREMIUMFROM 2024-20257.6MILLION PETSINSURED*Shown in USDNAPHIA State of the Industry Report June 21,2026HIGHLIGHTS5Key North American BenchmarksPet Insurance Market(U.S.)*163.6M

4、ILLION PETS(IN U.S.)4.27%PENETRATIONRATEThere were approximately 87.3 million dogs and 76.3 million cats owned in the U.S.(Source,American Veterinary Medical Association(AMVA)Pet Owner Survey 2025)DOGS5.99%PENETRATION RATECATS2.29%PENETRATION RATENAPHIA State of the Industry Report June 21,2026HIGHL

5、IGHTS6Key North American BenchmarksPet Insurance Market(Canada)*17.3MILLION PETS(IN CANADA)3.72%PENETRATIONRATEThere were approximately 8.4 million dogs and 8.9 million cats owned in Canada.(Source,Statista May 2026)DOGS5.64%PENETRATION RATECATS1.91%PENETRATION RATENAPHIA State of the Industry Repor

6、t June 21,2026HIGHLIGHTS7North America StatisticsIn-Force GWP(North America)*(USD in billions)*See Appendix,Footnote 1YEAR-OVER-YEAR VARIANCE19.4%increase from 2024 to 202520.8%increase from 2023 to 202421.7%increase from 2022 to 202323.5%increase from 2021 to 2022$0.00B$1.00B$2.00B$3.00B$4.00B$5.00