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中国农业银行股份有限公司(ABC)2025年年度报告((英文版)(380页).pdf

上传人: Kell****reet 编号:1227316 2026-05-06 380页 3.84MB

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1、Add:No.69,Jianguomen Nei Avenue,Dongcheng District,Beijing,P.R.ChinaPostal Code:100005Tel:86-10- Agricultural Bank of China Limited(A joint stock company incorporated in the Peoples Republic of China with limited liability)Stock Code:12882025 ANNUAL REPORT2025ANNUALREPORTAGRICULTURAL BANK OF CHINA L

2、IMITEDThe predecessor of the Bank was Agricultural Cooperative Bank established in 1951.Since the resumption of establishment in February 1979,the Bank has evolved from a state-owned specialized bank into a wholly state-owned commercial bank and subsequently a state-controlled commercial bank.The Ba

3、nk was restructured into a joint stock limited liability company in January 2009.In July 2010,the Bank was listed on both the Shanghai Stock Exchange and the Hong Kong Stock Exchange.The Bank is one of the major integrated financial service providers in China,aiming at high-quality development,highl

4、ighting the two positionings of a leading bank serving rural revitalization and a major bank serving the real economy,and fully implementing its three strategies in rural and inclusive finance,green finance and digitalization.Capitalizing on its comprehensive business portfolio,extensive distributio

5、n network and advanced IT platform,the Bank provides a diverse portfolio of corporate and retail banking products and services for a broad range of customers and conducts treasury operations and asset management.Our business scope also includes,among other things,investment banking,fund management,f

6、inancial leasing and life insurance.At the end of 2025,the Bank had total assets of RMB48,784,674 million,total loans and advances to customers of RMB27,134,834 million and deposits from customers of RMB32,649,947 million.Our capital adequacy ratio was 17.93%.The Bank achieved a net profit of RMB292

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1. **银行定位与发展**:中国农业银行从1951年成立,历经国有专业银行、国有商业银行、国家控股商业银行,2009年改制为股份制公司,2010年A+H股上市。 2. **核心业务与战略**:聚焦服务乡村振兴、实体经济,推进农村普惠、绿色金融、数字化三大战略,业务涵盖公司/零售银行、投行、资管等。 3. **财务数据(2025年)**:总资产48.78万亿元,贷款27.13万亿元,存款32.65万亿元,净利润2920亿元,资本充足率17.93%,不良贷款率1.27%。 4. **服务成效**:县域贷款10.9万亿元(占国内贷款41%),绿色贷款5.93万亿元,普惠贷款4.35万亿元,科技贷款4.7万亿元,均居行业前列。 5. **风险与治理**:连续12年入选全球系统重要性银行,获国际评级机构A类评级,强化风险防控与公司治理。
农行优势何在? 绿色金融进展? 风险控制如何?
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