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中国人寿保险(集团)公司(CHINA LIFE INSURANCE)2025年年度报告(英文版)(224页).pdf

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1、Ofce Address:16 Financial Street,Xicheng District,Beijing,P.R.ChinaTelephone :86-10-63633333 Website :www.e-E-mail :ire-Stock Code:2628Annual Report2025China Life Insurance Company Limited2025Annual ReportCONTENTSThe Company was established in Beijing,China on 30 June 2003 according to the Company L

2、aw and the Insurance Law of the Peoples Republic of China.The Company was successfully listed overseas in December 2003 and returned to the domestic market as an A-share listed company in January 2007.The Companys registered capital is RMB28,264,705,000.The Company is a leading life insurance compan

3、y in China and possesses an extensive distribution network comprising exclusive agents,direct sales representatives,and dedicated and non-dedicated agencies.The Company is one of the largest institutional investors in China,and becomes one of the largest insurance asset management companies in China

4、 through its controlling shareholding in China Life Asset Management Company Limited.The Company also has controlling shareholding in China Life Pension Company Limited.The Company is a leading provider of life insurance,annuity insurance,health and accident insurance in China.As at the end of the R

5、eporting Period,the Company had approximately 327 million long-term insurance policies in force.We also had a great quantity of short-term insurance policies,including accident insurance,health insurance and term life insurance,with a term of one year or less.01PRELUDE2Core Competitiveness2Honors an

6、d Awards3Business Highlights5Financial Summary6 02CHAIRMANS STATEMENT8 03MANAGEMENT DISCUSSION AND ANALYSIS11Business Review11Analysis of Insurance Business13Analysis of Investment Business19Digitalised and Intelligent Operations20Customer Services21Analysis of Specific Items22Future Prospect26 04EM

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1. **公司概况**:中国人寿成立于2003年,总部北京,2003年海外上市,2007年A股上市,注册资本282.65亿元,是中国领先寿险公司,拥有庞大分销网络。 2. **核心业绩**:2025年总保费729.89亿元(同比+8.7%),总投资收入387.69亿元(同比+25.8%),净利润154.08亿元(同比+44.1%),总投资收益率6.09%。 3. **业务亮点**:长期保单数3.27亿张,内含价值1.47万亿元,总资产7.59万亿元,偿付能力充足率174.01%。 4. **战略布局**:深化“保险+服务”生态,推进数字化转型,强化资产负债管理,巩固行业领先地位(全球寿险储备规模第一)。
**国寿优势何在?** **投资收益如何?** **数字化进展怎样?**
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