当前位置:首页 >财报库 > 报告详情

桑坦德银行(Banco Santander)2025年20-F年度报告((英文版)(1031页).pdf

上传人: Kell****reet 编号:1226861 2026-05-06 1031页 27.16MB

下载:

1、 SECURITIES AND EXCHANGE COMMISSIONWashington,D.C.20549FORM 20-F(Mark One)REGISTRATION STATEMENT PURSUANT TO SECTION 12(b)OR(g)OF THE SECURITIES EXCHANGE ACT OF 1934ORANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the fiscal year ending 31December 2025ORTRANSI

2、TION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from to SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934Date of event requiring this shell company report Commission file number 001-12518BANCO SANTAND

3、ER,S.A.(Exact name of Registrant as specified in its charter)Kingdom of Spain(Jurisdiction of incorporation)Ciudad Grupo Santander28660 Boadilla del Monte(Madrid),Spain(address of principal executive offices)Jos G.CanteraBanco Santander,S.A.Ciudad Grupo Santander-28660 Boadilla del Monte(Madrid),Spa

4、inTel:+34 91 276 92 90(Name,Telephone,E-mail and/or Facsimile number and Address of Company Contact Person)Securities registered or to be registered,pursuant to Section 12(b)of the ActTitle of each className of each exchange on which registeredAmerican Depositary Shares,each representing the right t

5、o receive one Share of Capital Stock of Banco Santander,S.A.,par value euro 0.50 eachSANNew York Stock ExchangeShares of Capital Stock of Banco Santander,S.A.,par value euro 0.50 eachNot applicableNew York Stock Exchange*Non-cumulative Preferred Stock Series 6SAN PRBNew York Stock Exchange4.250%Seco

6、nd Ranking Senior Debt Securities due 2027SAN27New York Stock Exchange3.800%Senior Non Preferred Fixed Rate Notes due 2028SAN28New York Stock Exchange3.306%Senior Non Preferred Fixed Rate Notes due 2029SAN29New York Stock Exchange4.379%Senior Non Preferred Fixed Rate Notes due 2028SAN28ANew York Sto

word格式文档无特别注明外均可编辑修改,预览文件经过压缩,下载原文更清晰!
三个皮匠报告文库所有资源均是客户上传分享,仅供网友学习交流,未经上传用户书面授权,请勿作商用。
1. **公司概况**:西班牙对外银行(Banco Santander, S.A.)是全球领先的金融服务集团,2025年总客户达1.8亿,活跃客户1.06亿,股本146.89亿股。 2. **财务表现**:2025年净利润141亿欧元(+14%),手续费收入137亿欧元(+5%),效率比率41.2%,CET1资本充足率13.5%,ROTE(税后)16.3%。 3. **业务布局**:通过五大全球业务板块(零售银行、数字消费银行、企业投行、财富管理、支付)实现多元化,支付业务交易量增长17%。 4. **可持续发展**:绿色融资累计1740亿欧元(提前18个月达成目标),社会投资管理资产1299亿欧元,财务 inclusion覆盖630万人。 5. **战略目标**:2026-2028年聚焦中高个位数收入增长、成本优化及ROTE超20%,持续股东回报(股息+股票回购)。
桑坦德战略亮点? 绿色金融进展如何? 可持续目标达成情况?
客服
商务合作
小程序
服务号
折叠