加拿大皇家银行（ROYAL BANK OF CANADA）2025年年度报告（英文版）（246页）.pdf

1、Client Focused,Future ReadyRoyal Bank of CanadaAnnual Report 2025Who we areRoyal Bank of Canada is a global financial institution with a purpose-driven,principles-led approach to delivering leading performance.Our success comes from the 100,000+employees who leverage their imaginations and insights

2、to bring our vision,values and strategy to life so we can help our clients thrive and communities prosper.As Canadas biggest bank and one of the largest in the world,based on market capitalization,we have a diversified business model with a focus on innovation and providing exceptional experiences t

3、o our more than 19 million clients in Canada,the U.S.and 27 other countries.Table of contentsWhy Invest 2CEO Letter 4Chair Letter 92025 Highlights 10Managements Discussion and Analysis 22Enhanced Disclosure Task Force 136Recommendations IndexReports and Consolidated 137Financial StatementsTen-Year S

4、tatistical Review 242Shareholder Information 24319+million clients 100,000+employees29 countriesWhen we say we,us,our or the bank we mean Royal Bank of Canada or its subsidiaries as applicable.Helping clients thrive and communities prosperOur PurposeGuided by our Vision to be among the worlds most t

5、rusted and successful financial institutions,and driven by our Purpose,we aim to be:In Canada:the undisputed leader in financial servicesConnect with usWe are guided by our Values:In the United States:the preferred partner to institutional,corporate,commercial and high-net-worth clients and their bu

6、sinessesIn select global financial centres:a leading financial services partner valued for our expertiseAccountabilityClient FirstCollaborationDiversity&InclusionIntegrityFor more information on how we are leading with Purpose in creating differentiated value for our clients,communities,employees an