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房利美(FANNIE MAE)2026年第一季度财报(10-Q)(英文版)(106页).pdf

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1、 UNITED STATES SECURITIES AND EXCHANGE COMMISSIONWashington,D.C.20549Form 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the quarterly period ended March 31,2026 ORTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934F

2、or the transition period from to Commission file number:0-50231 Federal National Mortgage Association(Exact name of registrant as specified in its charter)Fannie MaeFederally chartered corporation52-08831071100 15th Street,NW800232-6643Washington,DC 20005(State or other jurisdiction ofincorporation

3、or organization)(I.R.S.EmployerIdentification No.)(Address of principal executive offices,including zip code)(Registrants telephone number,including area code)Securities registered pursuant to Section 12(b)of the Act:Title of each classTrading Symbol(s)Name of each exchange on which registeredNoneN/

4、AN/AIndicate by check mark whether the registrant(1)has filed all reports required to be filed by Section 13 or 15(d)of the Securities Exchange Act of 1934 during the preceding 12 months(or for such shorter period that the registrant was required to file such reports),and(2)has been subject to such

5、filing requirements for the past 90 days.Yes No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T(232.405 of this chapter)during the preceding 12 months(or for such shorter period tha

6、t the registrant was required to submit such files).Yes No Indicate by check mark whether the registrant is a large accelerated filer,an accelerated filer,a non-accelerated filer,a smaller reporting company,or an emerging growth company.See the definitions of“large accelerated filer,”“accelerated fi

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1. **财务表现**:2026年Q1净收入73亿美元,净利润37亿美元,净价值增至1127亿美元。 2. **业务规模**:为市场提供1158亿美元流动性,支持约38.5万套住房融资;持有或担保全美24%单户、21%多户房贷债务。 3. **关键变动**:净利息收入增加1.97亿美元(主要因投资组合收益上升及担保费增加);信用损失拨备增加2.53亿美元(单户新增贷款及多户违约增加)。 4. **风险与政策**:更新信用评分模型(VantageScore 4.0、FICO 10T);关注AI带来的网络安全风险;受 conservatorship 管理限制。
**Fannie Mae盈利多少?** **房贷市场有何变化?** **信用风险如何管理?**
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