摩根大通JPMorgan Chase & Co（JPM）2026年第一季度财务业绩报告「NYSE」（英文版）（14页）.pdf

1、April 14,20261Q26 Financial Results1Q26 Financial highlightsROTCE123%CET1 capital ratios2Std.14.3%|Adv.14.1%Total Loss-Absorbing Capacity2$572BStd.RWA3$2.0TCash and marketable securities4$1.5TAverage loans$1.5T1See note 3 on slide 102Represents the estimated Basel III common equity Tier 1(“CET1”)cap

2、ital and ratio and Total Loss-Absorbing Capacity for the current period3Standardized risk-weighted assets(“RWA”).Estimated for the current period4Cash and marketable securities represent HQLA and unencumbered marketable securities.Estimated for the current period.See note 1 on slide 115See note 1 on

3、 slide 106Includes the net impact of employee issuances.Excludes excise tax and commissions7Last twelve months(“LTM”)Balance sheetCapital distributedIncome statementCommon dividend of$4.1B or$1.50 per share$8.1B of common stock net repurchases6Net payout LTM of 82%6,7Loans:average loans of$1.5T up 1

4、1%YoY and 2%QoQDeposits:average deposits of$2.6T up 7%YoY and 1%QoQCET1 capital of$291B2 Standardized CET1 capital ratio of 14.3%2;Advanced CET1 capital ratio of 14.1%21Q26 net income of$16.5B and EPS of$5.94Managed revenue of$50.5B5Expense of$26.9B and managed overhead ratio of 53%511Q26 4Q25 1Q25

5、Net interest income$25.5$0.4$2.1 Noninterest revenue25.1 3.4 2.4 Managed revenue150.5 3.8 4.5 Expense26.9 2.9 3.3 Credit costs2.5(2.1)(0.8)Net income$16.5$3.5$1.9 Net income applicable to common stockholders$16.1$3.5$1.8 EPS diluted$5.94$1.31$0.87 ROE219%15%18%ROTCE2,323 18 21 Overhead ratio managed

6、1,253 51 51 Effective tax rate219.5 24.1 20.5 Managed tax rate1,2,422.1 28.2 23.4 Memo:NII excluding Markets5$23.3($0.6)$0.7 NIR excluding Markets515.7 1.0 1.9 Markets revenue11.6 3.3 1.9 Managed revenue150.5 3.8 4.5 Adjusted expense6$26.6$2.7$3.2 Adjusted overhead ratio1,2,653%51%51%$O/(U)1Q26 Fina