美国富国银行Wells Fargo＆Company（WFC）2026年第一季度财务业绩报告「NYSE」（英文版）（31页）.pdf

1、 2026 WellsFargo Bank,N.A.All rights reserved.1Q26 Financial ResultsApril14,202621Q26 Financial ResultsImproved financial results driven by momentum across businessesCompany HighlightsConsumer Banking and LendingCorporate and Investment BankingWealth and Investment ManagementCommercial BankingEarnin

2、gs per diluted share of$1.60,up 15%Revenue up 6%,driven by a 5%increase in net interest income and an 8%increase in noninterest incomeLoans and deposits up 11%and 7%,respectivelyHeadcount down 7%;positive operating leverage and continued focus on expense disciplineReturned$5.4 billion to shareholder

3、s,including$4.0 billion of common share repurchases,while maintaining significant excess capitalRevenue up 4%Banking revenue up 11%Investment Banking market share stable at 4.3%;Equity Capital Markets market share up from FY251Markets revenue up 19%Revenue up 14%Company-wide client assets up 11%Thir

4、d consecutive quarter of advisor hiring with$100mm+production across all channelsOnboarded independent advisor channel(FiNet)teams managing$9 billion in client assetsRevenue up 7%Consumer checking account openings up more than 15%New credit card accounts up nearly 60%Auto originations more than 2x p

5、rior yearRevenue up 7%Early signs of success from coverage banker hires,with higher new client acquisition and balance growthLoans and deposits up 7%and 8%,respectively(absent the 3Q25 transfer to Consumer Banking and Lending)2Comparisons in the bullet points are for 1Q26 versus 1Q25,unless otherwis

6、e noted.Operating leverage means the percentage change in revenue minus the percentage change in noninterest expense.Endnotes are presented starting on page 22.31Q26 Financial Results1Q26 resultsFinancial ResultsROE:12.2%ROTCE:14.5%1Efficiency ratio:67%2Credit QualityCapital and LiquidityCET1 ratio: