花旗集团 Citigroup Inc.（C）2026年第一季度业绩报告「NYSE」（英文版）（33页）.pdf

1、Earnings Results PresentationApril 14,2026First Quarter 2026Be the preeminent banking partner for institutions with cross-border needs,a global leader in wealth management and a valued personal bank in our home market of the United StatesOur strategy and path forward remain unchangedNote:All footnot

2、es are presented starting on Slide 28.2OUR VISIONDELIVERING ON OUR 2022 INVESTOR DAY PRIORITIESSIMPLIFICATIONCULTURE AND TALENTTRANSFORMATIONENHANCE FIRM AND BUSINESS PERFORMANCEMAIN PRIORITIES FOR 2026LARGELY COMPLETEFocus on five core interconnected businessesExit 14 international consumer markets

3、(1)Simplify the organization and management structure Build a winning cultureInvest in talentDeliver One Citi 90%of Transformation programs at or nearly at Citis target-state#1 priorityRelentless executionRegulatory remediationModernize infrastructureData enhancementsMaximize unique global networkSc

4、ale WealthTarget share gains in Services,Banking,Markets and U.S.Consumer CardsGrow Commercial Banking client segmentDelivering strong performance in 1Q26(a,b)Note:All footnotes are presented starting on Slide 28.3Best quarterly revenue in a decade,with 1Q26 revenues of$24.6 billion,up 14%YoY1Q26 ex

5、penses of$14.3 billion,efficiency ratio of 58%improved by 410 bps YoY1Q26 RoTCE of 13.1%,up 400 bps YoY(d)EPS of$3.06,up 56%YoYPositive operating leverage for Citi and most of its businesses in 1Q26CET1 Capital Ratio(c)of 12.7%,110 bps above current regulatory capital requirementReturned$7.4 billion

6、 to common shareholders through share repurchases and dividends in 1Q26,including$6.3 billion of share repurchases1Q26$24.6 billion 1Q2514%RevenuesFIRST QUARTER 2026 FIRMWIDE KEY HIGHLIGHTS1Q2612.7%1Q2513.4%CET1 Capital Ratio(c)1Q2611.5%1Q258.0%ROE1Q26$5.8 billion 1Q2542%Net Income1Q2613.1%1Q259.1%R