汇丰银行HSBC Holdings plc（HSBC）2025年第四季度及全年财务业绩投资者演示报告「NYSE」（英文版）（51页）.pdf

1、Annual Report and Accounts 2025Two iconic banks.One bright future.HSBC Holdings plc 4Q25 resultsPresentation to investors and analystsProgress on strategy executionGeorges ElhederyGroup CEO2Progress on strategy executionAppendix4Q25 resultsStrong momentum in our full year 2025 performanceAchieved th

2、rough growth in earnings,discipline in cost and capitalEarningsGrowingDistributingDividend per Share2$0.75(+14%)Group RevenueREPORTED$68.3bn(+4%YoY)EX-NOTABLE ITEMS$71.0bn(+5%YoY)Deposits1+$78bn(Total:$1,787bn)Growing in all four businessesProfit Before TaxREPORTED$29.9bn(-7%YoY)EX-NOTABLE ITEMS$36.

3、6bn(+7%YoY)Completed Buybacks3$6bnRoTEREPORTED13.3%(FY24 14.6%)EX-NOTABLE ITEMS17.2%(FY24 15.6%)Total Distributed since 3Q244$32bnFees&Other IncomeHang Seng Bank PrivatisationTransaction Banking*$10.9bn(+4%YoY)Wealth$9.4bn(+24%YoY)$13.7bnInvestment for growth completed(+5%YoY)Unless otherwise stated

4、,this presentation is presented on a constant currency basis.denotes a measure shown on a reported FX basis.This presentation focuses on Revenue and PBT excluding notable items on a constant currency basis,see slides 36 and 40 for reconciliation.In this presentation,%changes relating to ECL and cost

5、s in()represent adverse movements.Figures throughout this presentation may be subject to rounding adjustments and may not sum precisely to totals given in charts,tables or commentary.Effective from 1 Jan 2025,the Groups operating segments comprise four businesses,along with Corporate Centre.Segmenta

6、l comparatives have been re-presented on this basis*Wholesale Transaction Banking3Progress on strategy executionAppendix4Q25 resultsOur ambition:To be the most trusted bank globally,putting customers at the heart of everything we doBe simple and agileDrive customer-centricityDeliver focused sustaina