保德信金融集团Prudential Financial（PRU）2025年第二季度财务业绩演示报告「NYSE」（英文版）（25页）.pdf

1、2Q25 EARNINGS CALLJULY 31,2025 Expanding access to investing,insurance,and retirement security JULY 31,20252Q25 EARNINGS CALLExpanding access to investing,insurance,and retirement securitySECOND QUARTER 2025 PERFORMANCEFINANCIAL HIGHLIGHTS($millions,except per share amounts)YTD 2025 2Q25Pre-Tax Adju

2、sted Operating Income(1)$3,185$1,665Adjusted Operating Income Per Share(1)$6.87$3.58GAAP Net Income Per Share$3.44$1.48Adjusted Operating ROE(2)14.4%N AAdjusted Book Value Per Share(1)$96.41N A(1)See reconciliation in Appendix for non-GAAP measures Adjusted Operating Income,Adjusted Operating Income

3、 Per Share,and Adjusted Book Value Per Share.(2)Based on year-to-date 2025 after-tax Adjusted Operating Income and average Adjusted Book Value.See Appendix for more information.BUSINESS HIGHLIGHTSU.S.Businesses Robust Longevity Risk Transfer transactions Less active Pension Risk Transfer market Ongo

4、ing product and segment diversification in Group and Individual LifeInternational Businesses Benefit from retirement and savings product launches in Japan Continued distribution expansion in BrazilNote:See Appendix for segment results.2 2SECOND QUARTER 2025 PERFORMANCENote:See Appendix for segment r

5、esults.(1)See reconciliation in Appendix for non-GAAP measures Adjusted Operating Income,Adjusted Operating Income Per Share,and Adjusted Book Value Per Share.(2)Based on year-to-date 2025 after-tax Adjusted Operating Income and average Adjusted Book Value.See Appendix for more information.FINANCIAL

6、 HIGHLIGHTS($millions,except per share amounts)YTD 20252Q25P Pr re e-T Ta ax x A Ad dj ju us st te ed d O Op pe er ra at ti in ng g I In nc co omme e(1 1)$3,185$1,665A Ad dj ju us st te ed d O Op pe er ra at ti in ng g I In nc co omme e P Pe er r S Sh ha ar re e(1 1)$6.87$3.58G GA AA AP P N Ne et t