同步金融Synchrony Financial（SYF）2025财年第三季度财报（10-Q）「NYSE」（英文版）（74页）.pdf

1、UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWashington,D.C.20549FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the quarterly period ended September 30,2025ORTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934

2、For the transition period from to 001-36560(Commission File Number)SYNCHRONY FINANCIAL(Exact name of registrant as specified in its charter)Delaware 51-0483352(State or other jurisdiction ofincorporation or organization)(I.R.S.EmployerIdentification No.)777 Long Ridge Road Stamford,Connecticut06902(

3、Address of principal executive offices)(Zip Code)(Registrants telephone number,including area code)-(203)585-2400Securities Registered Pursuant to Section 12(b)of the Act:Title of each classTrading Symbol(s)Name of each exchange on which registeredCommon stock,par value$0.001 per shareSYFNew York St

4、ock ExchangeDepositary Shares Each Representing a 1/40th Interest in aShare of 5.625%Fixed Rate Non-Cumulative Perpetual PreferredStock,Series ASYFPrANew York Stock ExchangeDepositary Shares Each Representing a 1/40th Interest in aShare of 8.250%Fixed Rate Reset Non-Cumulative PerpetualPreferred Sto

5、ck,Series BSYFPrBNew York Stock Exchange Indicate by check mark whether the registrant(1)has filed all reports required to be filed by Section 13 or 15(d)of the Securities Exchange Act of 1934during the preceding 12 months(or for such shorter period that the registrant was required to file such repo

6、rts),and(2)has been subject to such filingrequirements for the past 90 days.Yes No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 ofRegulation S-T(232.405 of this chapter)during the preceding 12 mon