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1、 STATE STREET REPORTS FOURTH QUARTER 2025 EPS OF$2.42;$2.97 EXCLUDING NOTABLE ITEMS See note(a)below for a description of the presentation in this news releaseRON OHANLEY CHAIRMAN AND CHIEF EXECUTIVE OFFICER$3.7BTOTAL REVENUE,up 7%YoY(487)BPSTOTAL OPERATING LEVERAGE2025 marked another year of strong

2、 performance and strategic progress for State Street.We delivered robust financial results,achieving positive operating leverage,expanding pre-tax margin,and generating higher returns.Building on the strong foundation of recent years,we moved forward with a clear focus on growth by delivering innova

3、tive products,executing targeted strategic investments,and expanding Wealth Services through our partnership with Apex Fintech Solutions.OHanley continued:In the fourth quarter,we achieved record fee and total revenue,reflecting consistent year-over-year growth,with continued strong performance acro

4、ss Investment Services,Investment Management,and our Markets franchise.OHanley concluded:I am extremely proud of our teams who continued to deliver for our clients and shareholders in 2025.As we enter 2026,we will execute against our strategic priorities,including further embedding technology and ar

5、tificial intelligence to drive further transformation across the franchise,continued growth of our core business,and expanding client solutions through innovation.25.0%PRE-TAX MARGIN11.3%ROE 17.5%ROTCE(a)Ex-notables(a):105BPSTOTAL OPERATING LEVERAGE30.7%PRE-TAX MARGIN13.9%ROE 21.5%ROTCE(a)FINANCIAL

6、HIGHLIGHTSIncome statement:Total fee revenue$2,862$2,829$2,662 1%8%Net interest income 802 715 749 12 7 Other income 3 1 1 nmnmTotal revenue 3,667 3,545 3,412 3 7 Provision for credit losses 8 9 12 (11)(33)Total expenses 2,741 2,434 2,440 13 12 Net income 747 861 783 (13)(5)Financial ratios and othe