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好事达The Allstate Corporation(ALL)2025年第三季度业绩报告「NYSE」(英文版)(11页).pdf

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1、FOR IMMEDIATE RELEASE Contacts:Nick Nottoli Allister Gobin Media Relations Investor Relations (847)402-2800Allstate Reports Third Quarter 2025 ResultsTransformative Growth execution results in strong operating resultsNORTHBROOK,Ill.,November 5,2025 The Allstate Corporation(NYSE:ALL)today reported fi

2、nancial results for the third quarter of 2025.“Allstate delivered excellent operating results in the third quarter,”said Tom Wilson,who leads The Allstate Corporation.“Revenues increased to$17.3 billion,a 3.8%increase over the prior year.Policies in force increased to 209.5 million due to continued

3、growth in Protection Plans and increased homeowners and auto insurance policies in force.Net income was$3.7 billion,driven by strong operating performance across the Property-Liability business,modest catastrophe losses,higher investment results and favorable insurance reserve releases.Adjusted net

4、income*was$3.0 billion,or$11.17 per diluted share.”“The Transformative Growth strategy is increasing Property-Liability market share and expanding protection offerings.Property-Liability market share increased in non-standard auto and homeowners insurance and in the independent agent channel.Total a

5、uto insurance policies in force increased by 1.3%,2.8%for active brands,versus the prior year.The rollout of new property-liability products,increased advertising,broad distribution and expanded retention programs are expected to drive continued growth.Protection Plans continues to grow internationa

6、lly with policies in force and revenues increasing by 4.2%and 14.8%respectively over the prior year.The Transformative Growth technology platform also supports accelerated deployment of generative and agentic artificial intelligence to lower costs and reimagine customer value.Allstate will continue

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1. **业绩表现**:2025年第三季度营收173亿美元(同比+3.8%),净利润37亿美元(同比+219%),调整后净利润30亿美元(每股11.17美元)。 2. **业务增长**:总保单量达2.095亿份(同比+3.8%),车险保单量增1.3%(活跃品牌+2.8%),房屋保险保单量增2.1%。 3. **承保优化**:产险综合赔付率80.1%(同比改善16.3点),车险82.0%(改善12.8点),房屋险71.5%(改善26.7点),主因灾害损失减少及储备释放。 4. **投资收益**:净投资收入9.49亿美元(同比+21.2%),投资组合总回报率2.0%(过去12个月3.8%)。 5. **股东回报**:季度回购股票3.6亿美元,分红2.64亿美元,过去12个月返还股东18亿美元。
**Allstate业绩如何?** **保险业务增长亮点?** **投资回报率多少?**
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