環球信貸集團：2024年報.pdf

1、ANNUAL REPORT 年報目錄CONTENTS2Corporate Information公司資料5Chairmans Statement主席報告7Management Discussion and Analysis管理層討論及分析19Directors and Senior Management董事及高級管理層22Corporate Governance Report企業管治報告46Environmental,Social and Governance Report環境、社會及管治報告66Report of the Directors董事會報告78Independent Auditor

2、s Report獨立核數師報告84Consolidated Statement of Comprehensive Income合併綜合收益表85Consolidated Statement of Financial Position合併財務狀況表87Consolidated Statement of Changes in Equity合併權益變動表88Consolidated Statement of Cash Flows合併現金流量表89Notes to the Consolidated Financial Statements合併財務報表附註164Five Year Financial S

3、ummary五年財務概要Corporate Information公司資料Global International Credit Group Limited Annual Report 20242BOARD OF DIRECTORSExecutive DirectorsMs.Wang Yao(Chairman and Chief Executive)Ms.Jin XiaoqinMs.Yip Lee YingIndependent non-executive DirectorsDr.Ng Lai Man,CarmenMr.Man Yiu Kwong,Nick Mr.Pao Ping WingAU

4、DIT COMMITTEEDr.Ng Lai Man,Carmen(Chairman)Mr.Man Yiu Kwong,NickMr.Pao Ping WingREMUNERATION COMMITTEEMr.Man Yiu Kwong,Nick(Chairman)Dr.Ng Lai Man,CarmenMs.Wang YaoMr.Pao Ping WingNOMINATION COMMITTEEMs.Wang Yao(Chairman)Dr.Ng Lai Man,CarmenMr.Man Yiu Kwong,NickMr.Pao Ping WingCOMPANY SECRETARYMs.Yi

5、p Lee Ying董事會執行董事王瑤女士（主席及總裁）金曉琴女士葉莉盈女士獨立非執行董事吳麗文博士文耀光先生浦炳榮先生審核委員會吳麗文博士（主席）文耀光先生浦炳榮先生薪酬委員會文耀光先生（主席）吳麗文博士王瑤女士浦炳榮先生提名委員會王瑤女士（主席）吳麗文博士文耀光先生浦炳榮先生公司秘書葉莉盈女士環球信貸集團有限公司 2024 年報3Corporate Information(Continued)公司資料（續）AUTHORISED REPRESENTATIVESMs.Wang YaoMs.Yip Lee YingREGISTERED OFFICEP.O.Box 309Ugland HouseG

6、rand CaymanKY1-1104Cayman IslandsHEAD OFFICE AND PRINCIPAL PLACE OF BUSINESSUnit 01,12/FWorld-Wide House19 Des Voeux Road CentralHong KongPRINCIPAL SHARE REGISTRAR AND TRANSFER OFFICE IN CAYMAN ISLANDSMaples Fund Services(Cayman)LimitedP.O.Box 1093Boundary HallCricket SquareGrand CaymanKY1-1102Cayma