1、The 2025 State of Open Source in Financial ServicesFintech Open Source Foundation(FINOS)October 2025Hilary Carter,Linux FoundationTosha Ellison,FINOSColin Eberhardt,Scott LogicBrittany Istenes,FINOS AmbassadorAdrienn Lawson,Linux FoundationForeword by Michael Abbott,AccentureIn partnership withWith

2、special thanks to84%agree that open source is valuable to the future of the financial services industry.93%of respondentssay that using OSS improves software quality in their organization.87%of respondents agree that using OSS delivers business value to their organization.Top motivations for contrib

3、uting to OSS are giving back to the community,influencing critical projects,and reducing technical debt.Security vulnerabilities(52%)and the lack of ongoing maintenance(48%)are the top concerns around open source.64%of large financial institutions have implemented an OSPO,and 67%have joined or assoc

4、iated with open source organizations.49%believe GenAI will have the biggest impact on internal developer productivity vs.23%for client-facing services.Over 50%see open collaboration on industry standards delivering the greatest value.Nearly 20%recognize annual cost savings of greater than$1 million

5、from open source usage.A lack of clear ROI(48%)and legal and licensing concerns(48%)are impeding open source contribution.Most organizations(44%)expect to realize an ROI from GenAI in 25 years,with 18%already seeing returns.Standards,open source models,and open source frameworks have the greatest im

6、pact on AI development(56%,54%,and 52%,respectively).Copyright 2025 The Linux Foundation|October 2025.This report is licensed under the Creative Commons Attribution-NoDerivatives 4.0 International Public LicensePlease cite this research report when using the infographics.See citation guidance on the