OIWAHPAWN：ANNOUNCEMENTOFANNUALRESULTSFORTHEYEARENDED28FEBRUARY2022.pdf

1、-1-Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement,make no representation as to its accuracy or completeness,and expressly disclaim any liability whatsoever for any loss howsoever arising from or in rel

2、iance upon the whole or any part of the contents of this announcement.(Incorporated in the Cayman Islands with limited liability)(Stock Code:1319)ANNOUNCEMENT OF ANNUAL RESULTSFOR THE YEAR ENDED 28 FEBRUARY 2022FINANCIAL HIGHLIGHTS20222021ChangeHK$000HK$000Revenue151,977182,768-16.8%Profit before ta

3、xation85,643112,078-23.6%Profit for the year attributable to shareholders71,67193,144-23.1%Net profit margin47.2%51.0%Basic earnings per share(in HK cents)3.74.8Proposed dividend for the year Final dividend(in HK cents)0.710.64 Special dividend(in HK cents)0.370.48As at 28 February 2022As at 28 Febr

4、uary 2021HK$000HK$000Gross loan receivables principalNote 1890,322934,097-4.7%Pawn loan receivables at amortised cost55,51031,930 Pawn loan receivables at fair value through profit or loss108,516100,971 Mortgage loan receivables at amortised cost726,296801,196Total assets1,155,8141,219,492-5.2%Total

5、 equity982,911948,8533.6%Net interest margin Note 215.0%13.7%For pawn loan services38.7%40.2%For mortgage loan services9.9%10.0%Note 1:Under HKFRS 9,pawn loan receivables under the Pawnbrokers Ordinance will be measured at fair value through profit or loss,and pawn loan and mortgage loan receivables

6、 under the Money Lenders Ordinance will be measured at amortised cost.Note 2:Net interest margin during the year refers to our interest income in respect of our pawn loans and mortgage loans less the respective finance costs,divided by the average of month-end gross loan receivables balances of the