1、Resolute Annual Report 2024Financial HighlightsAs of or for the year ended December 31,(in millions,except per share,ratio data and employees)2024 2023 2022Selected income statement dataTotal net revenue$177,556(d)$158,104$128,695Total noninterest expense 91,797(d)87,172 76,140Pre-provision profit(a
2、)85,759 70,932 52,555Provision for credit losses 10,678 9,320 6,389 Net income$58,471$49,552$37,676 Per common share data Net income per share:Basic$19.79$16.25$12.10 Diluted 19.75 16.23 12.09Book value per share 116.07 104.45 90.29Tangible book value per share(TBVPS)(a)97.30 86.08 73.12Cash dividen
3、ds declared per share 4.80 4.10 4.00Selected ratiosReturn on common equity 18%17%14%Return on tangible common equity(ROTCE)(a)22 21 18Liquidity coverage ratio(average)(b)113 113 112Common equity Tier 1 capital ratio(c)15.7 15.0 13.2Tier 1 capital ratio(c)16.8 16.6 14.9Total capital ratio(c)18.5 18.5
4、 16.8Selected balance sheet data(period-end)Loans$1,347,988$1,323,706$1,135,647Total assets 4,002,814 3,875,393 3,665,743Deposits 2,406,032 2,400,688 2,340,179Common stockholders equity 324,708 300,474 264,928Total stockholders equity 344,758 327,878 292,332Market data Closing share price$239.71$170
5、.10$134.10Market capitalization 670,618 489,320 393,484Common shares at period-end 2,797.6 2,876.6 2,934.2Employees 317,233 309,926 293,723(a)Pre-provision profit,TBVPS and ROTCE are each non-GAAP financial measures.Refer to Explanation and Reconciliation of the Firms Use of Non-GAAP Financial Measu
6、res on pages 6769 for a discussion on these measures.(b)Refer to Liquidity Risk Management on pages 108-115 for additional information on this measure.(c)Refer to Capital Risk Management on pages 97-107 for additional information on these measures.(d)Total net revenue included a$7.9 billion net gain