美国制商银行M＆T Bank (MTB) 2001年年度报告「NYSE」.pdf

1、M&T BANK CORPORATION2 0 0 1ANNUAL REPORTLUKS,GEORGE BENJAMIN(1866-1933).Necho Allen Discovering Coal,1927.Oil on canvas,9 x 16.Ciletti Memorial Library,Schuylkill Campus of The Pennsylvania State University,Schuylkill Haven,PA.COVER ART:Commissioned in 1927 for the Necho Allen Hotel in Pottsville,Pe

2、nnsylvania,painter George Benjamin Luks three panel muralportrays the legend of Necho Allens discovery of coal in Schuylkill County,Pennsylvania.Luks,who rejected the genteel subjects that dominated art during the late-nineteenth and early-twentieth centuries,concentrated ondepicting a realistic vie

3、w of ordinary people.He aligned himself with a group who called themselves“The Eight,”though their vision of Americanlife earned them the nickname“The Ash Can School.”In 1970,the painting was purchased by the former Pennsylvania National Bank&Trust Company,which in conjunction with itsholding compan

4、y,the former Keystone Financial,Inc.,donated the painting in 1995 to the Schuylkill Campus of The Pennsylvania State University,Schuylkill Haven,PA,where it now hangs in the Ciletti Memorial Library.M&T Bank Corporation acquired Keystone Financial,Inc.,in 2000.This is the third in a series of annual

5、 reports to feature the work of regional artists from the communities supported by M&T Bank.1CONTENTSFinancial Highlights.2Message to Stockholders.5Financial Review.19Statement of Responsibility.46Report of Independent Accountants.47Financial Statements.48Officers and Directors.72Selected Financial

6、and Other Data.73Subsidiary Bank Officers and Directorsand Condensed Balance Sheets.76Corporate Information.80ANNUAL MEETINGThe annual meeting of stockholders will takeplaceat11:00a.m.onApril 16,2002at One M&T Plaza in Buffalo.PROFILEM&T Bank Corporation is a bank holding company headquartered inBuf