美国制商银行M＆T Bank (MTB) 2014年年度报告「NYSE」.pdf

1、M&T BANK CORPORATION 2014 ANNUAL REPORTCOVER ART:An internationally renowned fiber artist,Sheila Hicks earned her BFA and MFA degrees from Yale University.As a young Fulbright Scholar in South America during the late 1950s,she developed a passion for using fibers in her art.Thread Bas-Relief was cre

2、ated in her Paris studio in 1972.Measuring 36 by 12 feet and mounted onto 11 separate panels,the intricate tapestry is made of cords of linen wrapped with gold and brightly colored threads,hand-wound by the artist using a modern approach to the ancient Passementrie technique.Specially commissioned f

3、or Wilmington Trust,the tapestry was originally installed in the Brandywine Building branch office in Delaware.In May 2011,Wilmington Trust became part of M&T Bank Corporation.In May 2014,Thread Bas-Relief was moved to M&T corporate headquarters,located at One M&T Plaza,Buffalo,NY.Sheila Hicks,Threa

4、d Bas-Relief,1972,36 X 12 ft.,One M&T Plaza.i CONTENTS Financial Highlights.ii Message to Shareholders.iv Officers and Directors.xxxvii United States Securities and Exchange Commission(SEC)Form 10-K.xl ANNUAL MEETING The annual meeting of shareholders will take place at 11:00 a.m.on April 21,2015 at

5、 One M&T Plaza in Buffalo.PROFILE M&T Bank Corporation is a bank holding company headquartered in Buffalo,New York,which had assets of$96.7 billion at December 31,2014.M&T Bank Corporations subsidiaries include M&T Bank and Wilmington Trust,National Association.M&T Bank has banking offices in New Yo

6、rk State,Pennsylvania,Maryland,Delaware,Virginia,West Virginia and the District of Columbia.Major subsidiaries include:M&T BANK CORPORATION M&T Insurance Agency,Inc.M&T Real Estate Trust M&T Realty Capital Corporation M&T Securities,Inc.Wilmington Trust Company Wilmington Trust Investment Advisors,I