Communities First Financial Corporation (CFST) 2021年年度报告「OTC」.pdf

1、2021 ANNUAL REPORT2021 ANNUAL REPORT COMMUNITIES FIRST FINANCIAL CORPORATION CONSOLIDATED FINANCIAL STATEMENTS December 31,2021,and 2020 COMMUNITIES FIRST FINANCIAL CORPORATION CONSOLIDATED FINANCIAL STATEMENTS December 31,2021,and 2020 CONTENTS INDEPENDENT AUDITORS REPORT.1 CONSOLIDATED FINANCIAL S

2、TATEMENTS:CONSOLIDATED BALANCE SHEETS.3 CONSOLIDATED STATEMENTS OF INCOME.4 CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME.5 CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS EQUITY.6 CONSOLIDATED STATEMENTS OF CASH FLOWS.7 NOTES TO CONSOLIDATED FINANCIAL STATEMENTS.9 Crowe LLP Independent Member

3、Crowe Global (Continued)1.INDEPENDENT AUDITORS REPORT To the Shareholders and Board of Directors Communities First Financial Corporation Fresno,California Opinion We have audited the consolidated financial statements of Communities First Financial Corporation,which comprise the consolidated balance

4、sheets as of December 31,2021 and 2020,and the related consolidated statements of income,comprehensive income,changes in shareholders equity,and cash flows for each of the three years in the period ended December 31,2021,and the related notes to the financial statements.In our opinion,the accompanyi

5、ng consolidated financial statements present fairly,in all material respects,the financial position of Communities First Financial Corporation as of December 31,2021 and 2020,and the results of its operations and its cash flows for each of the three years in the period ended December 31,2021 in acco

6、rdance with accounting principles generally accepted in the United States of America.Basis for Opinion We conducted our audits in accordance with auditing standards generally accepted in the United States of America(GAAS).Our responsibilities under those standards are further described in the Audito