1、2013 ANNUAL REPORT STRENGTHRETURNGROWTHPRODUCTIVITYTHE STRENGTH WE VE BUILT TODAY IS DELIVERED IN OUR RESULTS.WESTPAC BANKING CORPORATION ABN 33 007 457 141Since our inception in 1817 we ve built a legacy of leadership.In a young colony,through a great depression,through boom years,through a global
2、fi nancial crisis and in the development of a portfolio of businesses,Westpac has a history of looking ahead with a long-term view.This report to shareholders,which will be lodged with the Australian Securities Exchange and the Australian Securities and Investments Commission,is also available on ou
3、r website .au/investorcentreFor more information about Westpac refer to Section 1 and Contact Us,or visit .au/investorcentreThe Westpac Group Annual Report and The Westpac Group Annual Review and Sustainability Report represent Westpacs extended reporting framework.THE STRENGTH WE VE BUILT TODAY2013
4、 ANNUAL REVIEW AND SUSTAINABILITY REPORT STRENGTHRETURNGROWTHPRODUCTIVITY2013 ANNUAL REPORT STRENGTHRETURNGROWTHPRODUCTIVITYTHE STRENGTH WE VE BUILT TODAY IS DELIVERED IN OUR RESULTS.TABLE OF CONTENTS 2013 WESTPAC GROUP ANNUAL REPORT 1 In this Annual Report a reference to Westpac,Group,Westpac Group
5、,we,us and our is to Westpac Banking Corporation ABN 33 007 457 141 and its subsidiaries unless it clearly means just Westpac Banking Corporation.For certain information about the basis of preparing the financial information in this Annual Report see Reading this report in Section 2.In addition,this
6、 Annual Report contains statements that constitute forward-looking statements within the meaning of section 21E of the US Securities Exchange Act of 1934.For an explanation of forward-looking statements and the risks,uncertainties and assumptions to which they are subject,see Reading this report in