1、2014Ayearofdelivery.Annual ReportAndwe re justgetting started.Westpac Banking Corporation ABN 33 007 457 141Photo by Weeli GohThe Westpac Group Annual Report and the Westpac Group Annual Review and Sustainability Report represent Westpacs extended reporting framework.This report to shareholders,whic
2、h will be lodged with the Australian Securities Exchange andthe Australian Securities and Investments Commission,is also available on our website .au/investorcentreFor more information about Westpac refer to Section 1 and the inside back cover,or visit .au/investorcentreThis is what we ve delivered.
3、Annual Review&Sustainability Report20142014Ayear of delivery.Annual ReportTable of contents In this Annual Report a reference to Westpac,Group,Westpac Group,we,us and our is to Westpac Banking Corporation ABN 33 007 457 141 and its subsidiaries unless it clearly means just Westpac Banking Corporatio
4、n.For certain information about the basis of preparing the financial information in this Annual Report see Reading this report in Section 2.In addition,this Annual Report contains statements that constitute forward-looking statements within the meaning of section 21E of the US Securities Exchange Ac
5、t of 1934.For an explanation of forward-looking statements and the risks,uncertainties and assumptions to which they are subject,see Reading this report in Section 2.Information contained in or accessible through the websites mentioned in this Annual Report does not form part of this report unless w
6、e specifically state that it is incorporated by reference and forms part of this report.All references in this report to websites are inactive textual references and are for information only.Annual Report Performance highlights 2 Section 1 3 Chairmans report 4 Chief Executive Officers report 6 Infor