美国富国银行Wells Fargo ＆ Company (WFC) 2006年年度报告「NYSE」.pdf

1、One team.Pulling togetherWells Fargo&Company Annual Report 20062 To Our OwnersBuilding a culture of collaborationinstinctively putting whats best for thecustomer firstis the key to outstandingfinancial performance.Dick Kovacevich and John Stumpf explain how were doing.10 One Team.Pulling Together.Fo

2、r Customers.Our customers come to us every day with financial problems they cant solve,financial questions they cant answer,financial needs they expect us to satisfy.Eleven stories show how we do it.24 One Team.Pulling Together.For Communities.We pull together as one Wells Fargo tomake our communiti

3、es better places to live and work.In financial capital alone,we gave over$100 million to nonprofitsnationally for the first time.31 Board of Directors,Senior Leaders34 Financial Review66 Controls and Procedures68 Financial Statements120 Report of Independent Registered Public Accounting Firm123 Stoc

4、k Performance124 Stockholder InformationWhich Measures Really Matter?2006 Update(inside back cover)Wells Fargo&Company(NYSE:WFC)Were a diversified financial services companyhelping satisfy all our customersfinancial needsand helping them succeed financiallythrough banking,insurance,investments,mortg

5、age loans and consumer finance.Our corporate headquarters is in San Francisco,but were decentralized so all Wells Fargo“con-veniencepoints”stores,regionalcommercialbanking centers,ATMs,Wells Fargo Phone BankSMcenters,internetare headquarters for satisfy-ing all our customersfinancial needs and helpi

6、ng them succeed financially.Aaa,AAAWells Fargo Bank,N.A.is the only bank in the U.S.,and one of only two worldwide,to have the highest credit rating from both MoodysInvestors Service,“Aaa,”and Standard&PoorsRatings Service,“AAA.”Assets:$482 billion(5th among U.S.peers)Market value of stock:$120 bill