1、THE PROGRESSIVE CORPORATION 2021 ANNUAL REPORTFinancial Review 36 Safe Harbor Statement 45 Corporate Information 46 Directors&Officers 48adaptability Letter to Shareholders 8 Operations Summary 20 Objectives&Policies 30 About ProgressiveThe Progressive Group of Insurance Companies,in business since
2、1937,is one of the countrys largest auto insurance groups,the largest seller of motorcycle policies,the market leader in com-mercial auto insurance,and one of the top 15 homeowners carriers,based on premiums written.Progressive is committed to becoming consumers and agents number one choice and dest
3、ination for auto,home,and other insurance by providing competitive rates and innovative products and services that meet customers needs throughout their lifetimes,including superior mobile,online,and in-person customer service,and best-in-class,24-hour claims service.Progressive companies offer cons
4、umers choices in how to shop for,buy,and manage their insurance policies.Progressive primarily offers personal and commercial auto,motorcycle,boat,recreational vehicle,and home insurance.We also offer workers compensation coverage primarily for the trans-portation industry,and business-related gener
5、al liability and property insurance,predominantly for small businesses.We operate our Personal and Commercial Lines businesses through more than 40,000 independent insurance agencies through-out the U.S.and directly from the Company online,by phone,or on mobile devices.Our homeowners business is und
6、erwritten by Progressive Home,and other select carriers,throughout the United States.flexiFinancial Highlights 2 Four Cornerstones 4Financial Review 36 Safe Harbor Statement 45 Corporate Information 46 Directors&Officers 48adaptability Letter to Shareholders 8 Operations Summary 20 Objectives&Polici