摩根大通JPMorgan Chase & Co (JPM) 2016年年度报告「NYSE」.pdf

1、ANNUAL REPORT 2016Financial HighlightsAs of or for the year ended December 31,(in millions,except per share,ratio data and headcount)2016 2015 2014Reported basis(a)Total net revenue$95,668$93,543$95,112Total noninterest expense 55,771 59,014 61,274Pre-provision profit 39,897 34,529 33,838Provision f

2、or credit losses 5,361 3,827 3,139Net income$24,733$24,442$21,745Per common share dataNet income per share:Basic$6.24$6.05$5.33Diluted6.19 6.00 5.29Cash dividends declared 1.88 1.72 1.58Book value 64.06 60.46 56.98Tangible book value(TBVPS)(b)51.44 48.13 44.60Selected ratiosReturn on common equity 1

3、0%11%10%Return on tangible common equity(ROTCE)(b)13 13 13Common equity Tier 1 capital ratio(c)12.2 11.6 10.2Tier 1 capital ratio(c)14.0 13.3 11.4Total capital ratio(c)15.2 14.7 12.7Selected balance sheet data(period-end)Loans$894,765$837,299$757,336Total assets2,490,972 2,351,698 2,572,274Deposits1

4、,375,179 1,279,715 1,363,427Common stockholders equity228,122 221,505 211,664Total stockholders equity 254,190 247,573 231,727Market dataClosing share price$86.29$66.03$62.58Market capitalization307,295 241,899 232,472Common shares at period-end3,561.2 3,663.5 3,714.8Headcount243,355 234,598 241,359

5、(a)Results are presented in accordance with accounting principles generally accepted in the United States of America,except where otherwise noted.(b)TBVPS and ROTCE are each non-GAAP financial measures.For further discussion of these measures,see Explanation and Reconciliation of the Firm s Use of N

6、on-GAAP Financial Measures and Key Financial Performance Measures on pages 4850.(c)The ratios presented are calculated under the Basel III Advanced Fully Phased-In Approach,and they are key regulatory capital measures.For further discussion,see“Capital Risk Management”on pages 76-85.JPMorgan Chase&C