1、ANNUAL REPORT2012WE ARE JPMORGAN CHASEJPMorgan Chase&Co.2012 Annual ReportSA to adjust width of spine 48 page editorial(page count could be+/-4pages):70lb 280 page financial section:27lbScore 1/4”from spineScore 1/4”from spine“JPMorgan Chase,”“J.P.Morgan,”“Chase,”the Octagon symbol and other words o
2、r symbols in this report that identify JPMorgan Chase services are service marks of JPMorgan Chase&Co.Other words or symbols in this report that identify other parties goods or services may be trademarks or service marks of those other parties.As of the beginning of 2009,JPMorgan Chase&Co.has distri
3、buted shareholder information under the U.S.Securities and Exchange Commission“Notice and Access”rule.As a result,the firm prints 700,000 fewer Annual Reports and Proxy Statements,which saves on an annual basis approximately 6,400 trees and 800 metric tons of CO2 emissions.This Annual Report is prin
4、ted on paper made from well-managed forests and other controlled sources.The paper is independently certified by BVQI to the Forest Stewardship Council(FSC)standards.The paper contains a minimum of 20%post-consumer waste recycled fibers.SATO STRIPFSCLOGO(No knock out white box,just reversed logo)201
5、3 JPMorgan Chase&Co.All rights reserved.Printed in the U.S.A.As of or for the year ended December 31,(in millions,except per share,ratio data and headcount)2012 2011Reported basis(a)Total net revenue$97,031$97,234Total noninterest expense 64,729 62,911Pre-provision profit 32,302 34,323 Provision for
6、 credit losses 3,385 7,574 Net income$21,284$18,976 Per common share data Net income per share:Basic$5.22$4.50 Diluted 5.20 4.48Cash dividends declared 1.20 1.00Book value 51.27 46.59 Tangible book value(b)38.75 33.69Selected ratiosReturn on common equity 11%11%Return on tangible common equity(b)15