1、cLEarofyEarsvisionstratEGicEvErEst rE Group,Ltd.2010 annual RePoRtEvErEst rEinsurancE companyProvides reinsurance to property and casualty insurers in both the united states and international markets.EvErEst rEinsurancE(BErmuda),Ltd.including its united Kingdom branch,provides reinsurance and insura
2、nce to worldwide property and casualty markets and reinsurance to life insurers.EvErEst rEinsurancE company(irELand),LimitEdProvides reinsurance to non-life insurers in europe.EvErEst nationaL insurancE company,EvErEst sEcurity insurancE company and EvErEst indEmnity insurancE companyProvide propert
3、y and casualty insurance to policyholders in the united states on admitted and excess and surplus lines bases.EvErEst insurancE company of canadaProvides property and casualty insurance to policyholders in Canada.financiaL HiGHLiGHts(in millions,except per share data)20102009200820072006Balance Shee
4、t total assets$18,408.0$18,001.3$16,846.6$17,999.5$17,107.6 shareholders equity6,283.56,101.74,960.45,684.85,107.7 Book value per common share115.45102.8780.7790.4378.53Results Gross written premiums$4,200.7$4,129.0$3,678.1$4,077.6$4,000.9 net pre-tax investment income653.5 547.8 565.9 682.4 629.4 n
5、et after-tax investment income570.5 493.3 479.2580.6 541.8 after-tax operating income(loss),excluding realized gains*$518.1$763.7$562.7$776.9$817.9 per basic common share9.11 12.55 9.10 12.27 12.60 per diluted common share9.08 12.51 9.10 12.17 12.49 net income(loss)$610.8$807.0$(18.8)$839.3$840.8 pe
6、r basic common share10.73 13.26(0.30)13.25 12.95 per diluted common share10.70 13.22(0.30)13.15 12.84 Financial Ratios Combined ratio102.8%89.1%95.2%91.3%89.0%after-tax operating return*on average adjusted equity8.9%14.0%10.5%14.6%18.7%net income return on average equity10.4%14.8%(0.3)%15.7%19.3%*th